3910 Monaca Ave, Youngstown, OH 44511 Property Records

Mahoning County property record for 3910 Monaca Ave, Youngstown, OH 44511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,156 sqft · built 1957
Lot Size	0.311 acres (13,547 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Aug 2004)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Oct 2014 Mortgage Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-001-0-217.00-0`

Property Details

APN / Parcel Number

Primary APN	`48-001-0-217.00-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
Gross Area	2,840 sqft
1st Floor Area	1,156 sqft
Basement Area	1,156 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	13,547 sqft (0.311 acres)
Lot Dimensions	144 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3910 MONACA AVE
City	YOUNGSTOWN
State	OH
Zip	44511-2517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 90 94 X 128 IRR TIMBERLANES PLAT 2
Legal Subdivision	TIMBERLANES PLAT 2
Legal Lot Number	90
Jurisdiction	MAHONING OH
Township / Civil Division	AUSTINTOWN
Census Block Group	2
Census Block	2003
Census Tract	812302

Owner

3910 Monaca Ave is owned and occupied by an individual who bought it in August 2004.

Source: Mahoning County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3910 MONACA AVE, YOUNGSTOWN, OH 44511-2517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2014	Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD RESIDENTIAL INC
Jan 16, 2018	Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CU INC
Mar 7, 2022	Transfer on Death Deed, Transfer
Jan 16, 2018	Deed of Trust, Mortgage · Line of Credit SEVEN SEVENTEEN CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2004 · Amount on File
Deed Sale	Aug 10, 2004 · Amount on File
Prior Sale	Jan 1, 1990
Deed Document Number	200433885
Deed Book / Page	5465 / 937
Transfer Doc	06504/2095
Record Updated	Sep 20, 2026

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	3910 MONACA AVE, YOUNGSTOWN, OH 44511-2517
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006104/285
Date	Oct 22, 2014
Book Page	6104/285
Instrument	201400024274

Lender

Name	HOMEWARD RESIDENTIAL INC
Type	Non-Lending Institution
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2034

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	3910 MONACA AVE, YOUNGSTOWN, OH 44511-2517
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06260/1154
Date	Jan 16, 2018
Book Page	6260/1154
Instrument	201800001032

Lender

Name	SEVEN SEVENTEEN CU INC
Type	Credit Union
Address	WARREN, OH 44483

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MAHONING OH
Recording Date	Mar 7, 2022
Property Address	3910 MONACA AVE, YOUNGSTOWN, OH 44511-2517
Document Number	06504/2095
Book / Page	6504 / 2095
Map Reference	VOL 40 PG 18
Instrument Date	Mar 4, 2022
Instrument	202200005295
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3910 MONACA AVE, YOUNGSTOWN, OH 44511-2517

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	3910 MONACA AVE, YOUNGSTOWN, OH 44511-2517
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6260/1154
Date	Jan 16, 2018
Book Page	6260/1154
Instrument	201800001032

Lender

Name	SEVEN SEVENTEEN CU INC
Type	Credit Union
Address	WARREN, OH 44483

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3910 Monaca Ave was $2,261, up 4.8% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Austintown Township
Unified School District	Austintown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,261.00 (+4.77%)	$47,140 (-) Land $8,340 Building $38,800	$134,690 Land $23,840 Building $110,850
2024	$2,158.00 (+1.6%)	$47,140 (-) Land $8,340 Building $38,800
2023	$2,124.00 (+16.19%)	$47,140 (+44.91%) Land $8,340 Building $38,800	$134,690 (+44.91%) Land $23,840 Building $110,850
2022	$1,828.00	$32,530 Land $7,850 Building $24,680	$92,950 Land $22,430 Building $70,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3910 Monaca Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3910 Monaca Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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