3890 Monaca Ave, Youngstown, OH 44511 Property Records

Mahoning County property record for 3890 Monaca Ave, Youngstown, OH 44511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1958
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on File
Last Sale	$71,000 (Nov 2023)
Tax Bill	$2,223 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-001-0-218.00-0`

Property Details

APN / Parcel Number

Primary APN	`48-001-0-218.00-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	14,505 sqft (0.333 acres)
Lot Dimensions	123 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	108 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3890 MONACA AVE
City	YOUNGSTOWN
State	OH
Zip	44511-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 91 135 X 131 IRR TIMBERLANES PLAT 2
Legal Subdivision	TIMBERLANES PLAT 2
Legal Lot Number	91
Jurisdiction	MAHONING OH
Township / Civil Division	AUSTINTOWN
Census Block Group	2
Census Block	2003
Census Tract	812302

Owner

3890 Monaca Ave is owned and occupied by an individual who bought it in November 2023.

Source: Mahoning County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3890 MONACA AVE, YOUNGSTOWN, OH 44511-2559
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage SEVEN SEVENTEEN CREDIT UNION
Nov 13, 2023	Warranty Deed, Transfer · Conventional Mortgage SEVEN SEVENTEEN CU INC
Aug 22, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 6, 2020	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK
Mar 10, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Aug 6, 2020 · Amount on File
Deed Document Number	202321674
Deed Book / Page	6598 / 2122
Transfer Doc	006586/623
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Recording Date	Jul 8, 2026
Property Address	3890 MONACA AVE, YOUNGSTOWN, OH 44511-2559
Document Number	0000015137
Book / Page	6749 / 2310
Instrument Date	Jul 2, 2026
Instrument	202615137
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 MONACA AVE, YOUNGSTOWN, OH 44511-2559

Mortgage

Document Number	0000015137,
Date	Jul 8, 2026
Book Page	6749/2310
Instrument	202615137

Lender

Name	SEVEN SEVENTEEN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Nov 13, 2023
Property Address	3890 MONACA AVE, YOUNGSTOWN, OH 44511-2559
Document Number	06598/2122
Book / Page	6598 / 2122
Map Reference	VOL 40 PG 18
Instrument Date	Nov 6, 2023
Instrument	202300021674
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3890 MONACA AVE, YOUNGSTOWN, OH 44511-2559

Mortgage

Document Number	202300021675
Date	Nov 13, 2023
Instrument	202300021675

Lender

Name	SEVEN SEVENTEEN CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MAHONING OH
Recording Date	Aug 22, 2023
Property Address	3890 MONACA AVE, YOUNGSTOWN, OH 44511-2559
Document Number	006586/623
Book / Page	6586 / 623
Map Reference	VOL 40 PG 18
Instrument Date	Aug 21, 2023
Instrument	202300015700
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Aug 6, 2020
Property Address	3890 MONACA AVE, YOUNGSTOWN, OH 44511-2559
Document Number	06393/1497
Book / Page	6393 / 1497
Map Reference	VOL 40 PG 18
Instrument Date	Aug 4, 2020
Instrument	202000017353
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3890 MONACA AVE, YOUNGSTOWN, OH 44511-2559

Mortgage

Document Number	202000017354
Date	Aug 6, 2020
Instrument	202000017354

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAHONING OH
Recording Date	Mar 10, 2020
Property Address	3890 MONACA AVE, YOUNGSTOWN, OH 44511-2559
Document Number	006370/309
Book / Page	6370 / 309
Map Reference	VOL 40 PG 18
Instrument Date	Mar 5, 2020
Instrument	202000005582
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	4620 BUNNY TRL, CANFIELD, OH 44406-9387
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3890 Monaca Ave was $2,223 with a homeowner's exemption, down 16% from the year before.

Source: Mahoning County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
County Subdivision	Austintown Township
Unified School District	Austintown Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,223.00 (-16.02%)	$56,500 (-) Land $7,470 Building $49,030	$161,430 Land $21,350 Building $140,080
2024	$2,647.00 (+4.01%)	$56,500 (-) Land $7,470 Building $49,030
2023	$2,545.00 (+89.64%)	$56,500 (+136.8%) Land $7,470 Building $49,030	$161,430 (+136.77%) Land $21,350 Building $140,080
2022	$1,342.00	$23,860 Land $7,030 Building $16,830	$68,180 Land $20,090 Building $48,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3890 Monaca Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3890 Monaca Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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