391 Westgate I Rd, Eddy, TX 76524 Property Records

McLennan County property record for 391 Westgate I Rd, Eddy, TX 76524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,597 sqft · built 1984
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$323,400 (Oct 2023)
Tax Bill	$1,434 (2022)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-020500-000124-5`

Property Details

APN / Parcel Number

Primary APN	`16-020500-000124-5`
Alternative APNs	`1602050000012450111` `104318`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	1,597 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	108,900 sqft
Lot Dimensions	473 ft deep x 242 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	69 sqft
Patio Area	156 sqft
Utility Building	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	391 WESTGATE I RD
City	EDDY
State	TX
Zip	76524-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FRYE FARNHAM ACRES 2.5
Legal Subdivision	FRYE FARNHAM
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	4
Census Block	4006
Census Tract	3802

Owner

391 Westgate I Rd is owned and occupied by an individual who bought it in October 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	391 WESTGATE 1 RD, EDDY, TX 76524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Oct 15, 2018	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Oct 15, 2018 · Amount on File
Deed Document Number	202333414
Prior Transfer Date	Oct 12, 2018
Prior Transfer Doc	0000036334
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	391 WESTGATE I RD, EDDY, TX 76524-2753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013968
Date	May 1, 2020
Instrument	2020013968

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 15, 2018
Property Address	391 WESTGATE I RD, EDDY, TX 76524-2753
Document Number	0000036334
Instrument Date	Oct 12, 2018
Instrument	36334
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	391 WESTGATE I RD EDDY TX 765242753, EDDY, TX 76524-2753

Mortgage

Document Number	36335
Date	Oct 15, 2018
Instrument	36335

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Bruceville-Eddy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,475 (-10.23%) Land $60,417 Building $239,058	$299,475 (-10.23%) Land $60,417 Building $239,058
2025		$333,590 Land $49,230 Building $284,360	$333,590 Land $49,230 Building $284,360
2023		$326,740 Land $49,230 Building $277,510	$326,740 Land $49,230 Building $277,510
2022	$1,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 Westgate I Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Westgate I Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUCEVILLE EDDY serves 10,570 people · EPA ID TX1550024
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Rise Broadband, Spectrum, T-Mobile, Verizon.

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