281 Westgate I Rd, Eddy, TX 76524 Property Records

McLennan County property record for 281 Westgate I Rd, Eddy, TX 76524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1994
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$19,700 (Sep 2015)
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-020500-000120-8`

Property Details

APN / Parcel Number

Primary APN	`16-020500-000120-8`
Alternative APNs	`1602050000012080111` `104314`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	87,120 sqft
Lot Dimensions	603 ft deep x 145 ft wide
Garage Type	Carport
Garage Area	1,500 sqft
Carport	Carport
Carport Area	1,500 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	581 sqft
Patio Area	600 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	281 WESTGATE I RD
City	EDDY
State	TX
Zip	76524-2752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	FRYE FARNHAM ACRES 2.0
Legal Subdivision	FRYE FARNHAM
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	4
Census Block	4006
Census Tract	3802

Owner

281 Westgate I Rd is owned and occupied by an individual who bought it in September 2015.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	281 WESTGATE II RD, 1, EDDY, TX 76524-2751
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2015 · Amount on File
Deed Sale	Sep 1, 2015 · Amount on File
Deed Document Number	201527272
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	0000027272
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	281 WESTGATE I RD, EDDY, TX 76524-2752
Document Number	0000005622
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	281 WESTGATE I RD #1 EDDY TX 765242752, EDDY, TX 76524-2752

Mortgage

Document Number	0000005622
Date	Feb 22, 2018
Instrument	5622

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	WACO, TX 76702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 21, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 281 Westgate I Rd was $1,462 with exemptions applied, down 28.4% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Bruceville-Eddy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,000 (+9.87%) Land $52,000 Building $276,000	$328,000 (-8.97%) Land $52,000 Building $276,000
2025	$1,462.00 (-28.37%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$298,541 Land $42,760 Building $317,570	$360,330 Land $42,760 Building $317,570
2024	$2,041.00
2023		$346,930 Land $42,760 Building $304,170	$346,930 Land $42,760 Building $304,170
2022	$2,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 281 Westgate I Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 281 Westgate I Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRUCEVILLE EDDY serves 10,570 people · EPA ID TX1550024
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 200
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Rise Broadband, Spectrum, T-Mobile, Verizon.

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