391 Ward St, Union, NJ 07083 Property Records

Union County and Union Township property record for 391 Ward St, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1946
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Dec 2018)
Tax Bill	$9,283 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-01011-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`19-01011-0000-00013`
Alternative APN	`190101100013`

Interior

Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Concrete Block
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	391 WARD ST
City	UNION
State	NJ
Zip	07083-8203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FAIRVIEW PARK
Legal Block	1011
Legal Lot Number	13
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	4
Census Block	4005
Census Tract	33400

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 WARD ST, UNION, NJ 07083-8203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
Dec 14, 2018	Deed, Transfer OLD REPUBLIC NATL TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	2018307884
Deed Book / Page	6300 / 518
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	391 WARD ST, UNION, NJ 07083-8203
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152662743
Date	Aug 23, 2022
Book Page	15266/2743
Instrument	42078

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	391 WARD ST, UNION, NJ 07083-8203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148182247
Date	Nov 18, 2020
Book Page	14818/2247
Instrument	703858

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 14, 2018
Property Address	391 WARD ST, UNION, NJ 07083-8203
Document Number	0063000518
Book / Page	6300 / 0518
Map Reference	MAP 27-E
Instrument Date	Dec 7, 2018
Instrument	307884
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC NATL TITLE INS

Transaction

Amount	Amount Recorded
Tax	$1,598.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2910 N 18TH ST, 2910, ROGERS, AR 72756-2237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 WARD ST, UNION, NJ 07083-8203

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,800 (-) Land $20,000 Building $19,800	$39,800 (-) Land $20,000 Building $19,800
2025	$9,283.00 (+4.36%)	$39,800 (-) Land $20,000 Building $19,800	$39,800 (-) Land $20,000 Building $19,800
2024	$8,895.00 (+6.86%)
2023		$39,800 Land $20,000 Building $19,800	$39,800 Land $20,000 Building $19,800
2022	$8,324.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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