384 Ward St, Union, NJ 07083 Property Records

Union County and Union Township property record for 384 Ward St, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	2,597 sqft · built 1988
Lot Size	0.128 acres (5,584 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jan 2000)
Tax Bill	$13,038 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-01020-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`19-01020-0000-00007`
Alternative APN	`190102000007`

Interior

Building Area	2,597 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bi-Level
Lot Area	5,584 sqft (0.128 acres)
Lot Dimensions	111 ft deep x 50 ft wide

Location & Zoning

Street Address	384 WARD ST
City	UNION
State	NJ
Zip	07083-8240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FAIRVIEW PARK
Legal Block	1020
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	4
Census Block	4006
Census Tract	33400

Owner

384 Ward St is owned and occupied by two individuals who bought it in January 2000.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	384 WARD ST, UNION, NJ 07083-8240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage UNITY BANK
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2000 · Amount on File
Deed Sale	Jan 3, 2000 · Amount on File
Deed Document Number	200075834
Deed Book / Page	4918 / 280
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	384 WARD ST, UNION, NJ 07083-8240
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146302082
Date	Dec 19, 2019
Book Page	14630/2082
Instrument	683749

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 16, 2029

Interest

Rate	4.87%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	384 WARD ST, UNION, NJ 07083-8240
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	NOBLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148970511
Date	Mar 1, 2021
Book Page	14897/511
Instrument	5630

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 384 Ward St was $13,038, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,900 (-) Land $20,300 Building $35,600	$55,900 (-) Land $20,300 Building $35,600
2025	$13,038.00 (+4.35%)	$55,900 Land $20,300 Building $35,600	$55,900 Land $20,300 Building $35,600
2024	$12,494.00
2023		$55,900 Land $20,300 Building $35,600	$55,900 Land $20,300 Building $35,600
2022	$11,692.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 384 Ward St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 384 Ward St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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