391 Valley Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 391 Valley Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,082 sqft · built 1950
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on Record
Last Sale	$156,300 (Jan 2007)
Tax Bill	$3,852 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0782001`

Property Details

APN / Parcel Number

Primary APN	`R0782001`
Alternative APNs	`07-3966-17-1-16-13-0000` `0000785600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	1,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	23,000 sqft (0.528 acres)
Garage Type	Detached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Deck Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000785600
Street Address	391 VALLEY DR
City	KALISPELL
State	MT
Zip	59901-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	DAYS AC, S17, T28 N, R21 W, BLOCK 001, LOT 013, S 75 FT OF N150FT OF E200FT & S80FT OF N150FT OF W 100FT 13
Legal Range	21W
Legal Township	28N
Legal Section	17
Legal Subdivision	DAYS AC
Legal Block	1
Legal Lot Number	13
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2046
Census Tract	1202

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 VALLEY DR, KALISPELL, MT 59901-5119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · FHA Mortgage TITLE 365, TITLE365
Aug 29, 2018	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2007 · Amount on Record
Deed Sale	Jan 25, 2007 · Amount on Record
Deed Document Number	20072515550
Prior Transfer Date	Jan 24, 2007
Prior Transfer Doc	0002515550
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Apr 15, 2026
Property Address	391 VALLEY DR, KALISPELL, MT 59901-5119
Document Number	0000007651
Instrument Date	Mar 22, 2026
Instrument	20267651
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 VALLEY DR, KALISPELL, MT 59901-5119

Mortgage

Document Number	0000007651,
Date	Apr 15, 2026
Instrument	20267651

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	269 Months
Due	Sep 1, 2048

Interest

Rate	6.01%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	391 VALLEY DR, KALISPELL, MT 59901-5119
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800020535
Date	Aug 29, 2018
Instrument	201800020535

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,852.00 (+163.84%)	$397,800 (-)
2025	$1,460.00 (-48.75%)	$397,800 (+19.5%)	$397,800 (+19.5%) Land $153,650 Building $244,150
2023	$2,849.00	$332,900	$332,900 Land $79,100 Building $253,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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