389 Valley Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 389 Valley Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,654 sqft · built 1930
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,500 (Nov 2023)
Tax Bill	$1,740 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0752139`

Property Details

APN / Parcel Number

Primary APN	`R0752139`
Alternative APNs	`07-3966-17-1-16-15-0000` `0000031230`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,654 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	21,998 sqft (0.505 acres)
Garage Area	403 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Shed	1 Shed
Shed Area	288 sqft
Pole Barn	1,056 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000031230
Street Address	389 VALLEY DR
City	KALISPELL
State	MT
Zip	59901-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAYS AC, S17, T28 N, R21 W, BLOCK 1, LOT 13 TR B, ASSR #0000031230
Legal Range	21W
Legal Township	28N
Legal Section	17
Legal Subdivision	DAYS AC
Legal Block	1
Legal Lot Number	13
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2046
Census Tract	1202

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	389 VALLEY DR, KALISPELL, MT 59901-5119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 30, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Sep 23, 2015 · Amount on Record
Deed Document Number	202321359
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	389 VALLEY DR, KALISPELL, MT 59901-5119
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 VALLEY DR, KALISPELL, MT 59901-5119

Mortgage

Document Number	202600000614
Date	Jan 9, 2026
Instrument	202600000614

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Nov 30, 2023
Property Address	389 VALLEY DR, KALISPELL, MT 59901-5119
Document Number	202300021359
Instrument Date	Nov 30, 2023
Instrument	202300021359
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	389 VALLEY DR, KALISPELL, MT 59901-5119

Mortgage

Document Number	202300021360
Date	Nov 30, 2023
Instrument	202300021360

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	389 VALLEY DR, KALISPELL, MT 59901-5119
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900032544
Date	Dec 13, 2019
Instrument	201900032544

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,740.00 (-41.98%)	$437,700 (+24.91%)
2025			$437,700 (+24.91%) Land $149,600 Building $288,100
2023	$2,999.00	$350,400	$350,400 Land $78,400 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.6% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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