391 Sweet Tea Ln, Freeport, FL 32439 Property Records

Walton County property record for 391 Sweet Tea Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,795 sqft · built 2020
Lot Size	0.401 acres (17,468 sqft)
Owner	Individual Name on File
Last Sale	$629,900 (Oct 2022)
Tax Bill	$6,204 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23211-000-0350`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23211-000-0350`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,795 sqft Living Area
Gross Area	3,692 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,468 sqft (0.401 acres)
Lot Dimensions	22.3 ft deep x 9.1 ft wide
Garage Type	Finished
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	391 SWEET TEA LN
City	FREEPORT
State	FL
Zip	32439-7687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35 SWEETWATER AT HAMMOCK BAY PB 21-42 OR 3094-2523 OR 3157-2279 OR 3270-2283
Legal Range	19W
Legal Township	01S
Legal Section	18
Legal Subdivision	SWEETWATER/HAMMOCK BAY
Legal Lot Number	35
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

391 Sweet Tea Ln is owned and occupied by an individual who bought it in October 2022.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	391 SWEET TEA LN, FREEPORT, FL 32439-7687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Sep 30, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Oct 19, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage SHELTER MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Aug 31, 2020 · Amount on File
Deed Document Number	20220046410
Deed Book / Page	3270 / 2283
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	391 SWEET TEA LN, FREEPORT, FL 32439-7687
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SWEET TEA LN, FREEPORT, FL 32439-7687

Mortgage

Document Number	0032422395
Date	Mar 10, 2022
Book Page	3242/2395
Instrument	20220011292

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	391 SWEET TEA LN, FREEPORT, FL 32439-7687
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SWEET TEA LN, FREEPORT, FL 32439-7687

Mortgage

Document Number	0032182516
Date	Sep 30, 2021
Book Page	3218/2516
Instrument	20210048914

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 19, 2022
Property Address	391 SWEET TEA LN, FREEPORT, FL 32439-7687
Document Number	0032702283
Book / Page	3270 / 2283
Map Reference	MB 21 PG 42
Instrument Date	Oct 14, 2022
Instrument	20220046410
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,409.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 SWEET TEA LN, FREEPORT, FL 32439-7687

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6087 JORIE RD, COLORADO SPRINGS, CO 80927-4172

Mortgage

Document Number	0032702284
Date	Oct 19, 2022
Instrument	3270/2284

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 31, 2020
Property Address	391 SWEET TEA LN, FREEPORT, FL 32439-7687
Document Number	0031572279
Book / Page	3157 / 2279
Map Reference	MB 21 PG 42&43
Instrument Date	Aug 28, 2020
Instrument	20200033296
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	HBI TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,792.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SWEET TEA LN, FREEPORT, FL 32439-7687

Mortgage

Document Number	0031572281
Date	Aug 31, 2020
Instrument	3157/2281

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$525,431 Land $60,638 Building $464,793	$525,431 Land $60,638 Building $464,793
2024	$6,204.00 (+3.5%)
2023	$5,994.00 (+7,892%) Homeowner's exemption	$495,536 (+10.39%) Land $60,638 Building $434,898	$495,536 (+10.39%) Land $60,638 Building $434,898
2022	$75.00 Homeowner's exemption	$448,883 Land $67,308 Building $381,575	$448,883 Land $67,308 Building $381,575

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 Sweet Tea Ln in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 Sweet Tea Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

Nearby Properties on Sweet Tea Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures