348 Sweet Tea Ln, Freeport, FL 32439 Property Records

Walton County property record for 348 Sweet Tea Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,775 sqft · built 2020
Lot Size	0.259 acres (11,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,400 (Jun 2020)
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1S-19-23211-000-0260`

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23211-000-0260`
Alternative APN	`18-119-23211-000-0260`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,775 sqft Living Area
Gross Area	3,626 sqft
1st Floor Area	2,775 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,282 sqft (0.259 acres)
Lot Dimensions	156 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	348 SWEET TEA LN
City	FREEPORT
State	FL
Zip	32439-7687
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 26 SWEETWATER AT HAMMOCK BAY PB 21-42 OR 3118-2680 OR 3146-3469
Legal Range	019
Legal Township	01S
Legal Section	18
Legal Subdivision	HAMMOCK BAY
Legal Block	2
Legal Lot Number	26
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2065
Census Tract	950502

Owner

Source: Walton County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 SWEET TEA LN, FREEPORT, FL 32439-7687
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 21, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jun 17, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SHELTER MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2020 · Amount on Record
Deed Sale	Jun 17, 2020 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	202020775
Deed Book / Page	3146 / 3469
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Jun 25, 2026
Property Address	348 SWEET TEA LN, FREEPORT, FL 32439-7687
Document Number	0000026055
Book / Page	3403 / 1983
Instrument Date	Jun 8, 2026
Instrument	202626055
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 SWEET TEA LN, FREEPORT, FL 32439-7687

Mortgage

Document Number	0000026055,
Date	Jun 25, 2026
Book Page	3403/1983
Instrument	202626055

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	348 SWEET TEA LN, FREEPORT, FL 32439-7687
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 SWEET TEA LN, FREEPORT, FL 32439-7687

Mortgage

Document Number	0033531035
Date	Mar 21, 2025
Book Page	3353/1035
Instrument	20250009456

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2045

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 17, 2020
Property Address	348 SWEET TEA LN, FREEPORT, FL 32439-7687
Document Number	0031463469
Book / Page	3146 / 3469
Map Reference	BK 21 PG 42
Instrument Date	Jun 16, 2020
Instrument	20200020775
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	HB TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,704.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2293 W EAU GALLIE BLVD, 2293, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 SWEET TEA LN, FREEPORT, FL 32439-7687

Mortgage

Document Number	0031463471
Date	Jun 17, 2020
Instrument	3146/3471

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,919.00 (-1.09%) Homeowner's exemption	$348,803 (-25.55%)	$496,801 (+6.04%) Land $57,750 Building $439,051
2024	$3,962.00 (+3.66%)
2023	$3,822.00 (+5.35%) Homeowner's exemption	$468,507 (+10.4%) Land $57,750 Building $410,757	$468,507 (+10.4%) Land $57,750 Building $410,757
2022	$3,628.00 Homeowner's exemption	$424,372 Land $64,102 Building $360,270	$424,372 Land $64,102 Building $360,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREEPORT serves 12,020 people · EPA ID FL1660290
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T, Cox Communications, Verizon.

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