391 Shadow Rdg, Bulverde, TX 78163 Property Records

Comal County property record for 391 Shadow Rdg, Bulverde, TX 78163

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,560 sqft · built 2012
Lot Size	2.55 acres (111,078 sqft)
Owner	2 Individual Names on Record
Last Sale	$766,000 (Dec 2020)
Tax Bill	$9,476 (2018)
Deeds & Mortgages	Dec 2017 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-0175-0012-00`

Property Details

APN / Parcel Number

Primary APN	`15-0175-0012-00`
Alternative APN	`18586`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	3,560 sqft Living Area
Gross Area	4,921 sqft
1st Floor Area	3,560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Metal
Lot Area	111,078 sqft
Garage Type	Attached
Garage Area	833 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	1,516 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	391 SHADOW RDG
City	BULVERDE
State	TX
Zip	78163-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMAL TRACE 1, LOT 12
Legal Subdivision	COMAL TRACE 1
Legal Block	1
Legal Lot Number	12
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	1
Census Block	1005
Census Tract	310703

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	391 SHADOW RDG, BULVERDE, TX 78163-3128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2017	Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU
Dec 11, 2020	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 16, 2020	Grant Deed, Transfer RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Oct 11, 2016 · Amount on Record
Deed Document Number	202056313
Prior Transfer Date	Oct 7, 2016
Prior Transfer Doc	0000038626
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	391 SHADOW RDG, BULVERDE, TX 78163-3128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006055339
Date	Dec 27, 2017
Instrument	201706055339

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Dec 11, 2020
Property Address	391 SHADOW RDG, BULVERDE, TX 78163-3128
Document Number	0006056313
Map Reference	VOL 12 PG 186
Instrument Date	Dec 10, 2020
Instrument	202006056313
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	CTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SHADOW RDG, BULVERDE, TX 78163-3128
Investor	Possibly a Property Investor

Mortgage

Document Number	0006056314
Date	Dec 11, 2020
Instrument	202006056314

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COMAL TX
Recording Date	Oct 16, 2020
Property Address	391 SHADOW RDG, BULVERDE, TX 78163-3128
Document Number	0006045986
Instrument Date	Oct 14, 2020
Instrument	6045986
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	CORRIDOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 SHADOW RDG BULVERDE TX 781633128, BULVERDE, TX 78163-3128

Mortgage

Document Number	6045987
Date	Oct 16, 2020
Instrument	6045987

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148-2097

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2035

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Municipality	Bulverde City
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,174,070 (+9.52%) Land $113,600 Building $1,060,470	$1,174,070 (-10.67%) Land $113,600 Building $1,060,470
2025		$1,072,014 (-17.55%) Land $113,600 Building $1,200,640	$1,314,240 (+1.08%) Land $113,600 Building $1,200,640
2023		$1,300,180 Land $113,600 Building $1,186,580	$1,300,180 Land $113,600 Building $1,186,580
2018	$9,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	11 (1994–2015)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 5 claims Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GBRA LOMAS WATER CO COMAL TRACE serves 792 people · EPA ID TX0460208
Water Source	Purchased surface water from GBRA WESTERN CANYON WATER SUPPLY
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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