Comal County property record for 324 Shadow Rdg, Bulverde, TX 78163
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,142 sqft · built 1999 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,325 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-0175-0016-00 |
| Primary APN | 15-0175-0016-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,142 sqft Living Area |
| 1st Floor Area | 2,142 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 72,310 sqft (1.66 acres) |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 325 sqft |
| Deck Area | 382 sqft |
| Patio Area | 382 sqft |
| Storage Building | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Account Number | 18591 |
|---|---|
| Old Parcel Number | 150175001600 |
| Street Address | 324 SHADOW RDG |
| City | BULVERDE |
| State | TX |
| Zip | 78163-3128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMAL TRACE 1, LOT 16 |
| Legal Subdivision | COMAL TRACE 1 |
| Legal Lot Number | 16 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 310703 |
Source: Comal County records · APN 15-0175-0016-00
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 SHADOW RDG, BULVERDE, TX 78163-3128 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK |
| Sep 10, 2019 | Quit Claim Deed, Transfer TEXASLENDING.COM |
| Nov 13, 2017 | Deed of Trust, Mortgage TEXASLENDING.COM |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2006 |
| Deed Sale | May 05, 2006 |
| Prior Sale | May 05, 2006 |
| Deed Document Number | 0006018091 |
| Last Transfer Date | Sep 10, 2019 |
| Transfer Doc | 0006032196 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 324 SHADOW RDG, BULVERDE, TX 78163-3128 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 324 SHADOW RDG, BULVERDE, TX 78163-3128 |
| Document Number | 0006000366 |
|---|---|
| Date | Jan 06, 2026 |
| Instrument | 202606000366 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 324 SHADOW RDG, BULVERDE, TX 78163-3128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006004214 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 202106004214 |
| Name | ASPIRE BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Sep 10, 2019 |
| Property Address | 324 SHADOW RDG, BULVERDE, TX 78163-3128 |
| Document Number | 0006032196 |
| Instrument Date | Sep 03, 2019 |
| Instrument | 6032196 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 324 SHADOW RDG BULVERDE TX 781633128, BULVERDE, TX 78163-3128 |
| Document Number | 6032197 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 6032197 |
| Name | TEXASLENDING.COM |
|---|---|
| Address | DALLAS, TX 75244 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 09, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 324 SHADOW RDG, BULVERDE, TX 78163-3128 |
| Document Number | 0006050854 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2017 |
| Title Company | PRIMARY TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 324 SHADOW RDG BULVERDE TX 781633128, BULVERDE, TX 78163-3128 |
| Document Number | 0006050854 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 6050854 |
| Name | TEXASLENDING.COM |
|---|---|
| Address | DALLAS, TX 75244 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 19, 2032 |
Source: Comal County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Municipality | Bulverde City |
| Unified School District | Comal Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $571,013 (-5.38%) Land $102,590 Building $515,980 | $618,570 (+2.5%) Land $102,590 Building $515,980 | |
| 2024 | $4,325.00 (+2.1%) | ||
| 2023 | $603,480 Land $102,590 Building $500,890 | $603,480 Land $102,590 Building $500,890 | |
| 2022 | $4,236.00 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 11 (1994–2015) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Guadalupe Valley Telephone Cooperative Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 91 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GBRA LOMAS WATER CO COMAL TRACE serves 792 people |
|---|---|
| Water Source | Purchased surface water from GBRA WESTERN CANYON WATER SUPPLY |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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