391 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 391 Prospect St, Nutley, NJ 07110

Property Summary

Property TypeSingle Family Home
Details3,138 sqft · built 1887
Lot Size0.229 acres (9,984 sqft)
OwnerIndividual Name on Record
Last Sale$640,000 (Aug 2022)
Tax Bill$17,870 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-04701-0000-00019

Property Details

APN / Parcel Number

Primary APN16-04701-0000-00019
Alternative APN
  • 1600222000000036

Interior

Building Area3,138 sqft Living Area

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1887
Lot Area9,984 sqft (0.229 acres)
Lot Dimensions192 ft deep x 52 ft wide

Location & Zoning

Old Parcel Number1600222000000036
Street Address391 PROSPECT ST
CityNUTLEY
StateNJ
Zip07110-2242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description52X192 IRR
Legal Block4701
Legal Lot Number19
JurisdictionESSEX NJ
Township / Civil DivisionNUTLEY
Census Block Group1
Census Block1004
Census Tract13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address391 PROSPECT ST, NUTLEY, NJ 07110-2242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2022 · Amount on Record
Deed SaleAug 8, 2022 · Amount on Record
Prior SaleNov 9, 2004 · Amount on Record
Deed Document Number202273790
Record UpdatedOct 29, 2026

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionESSEX NJ
Recording DateAug 8, 2022
Property Address391 PROSPECT ST, NUTLEY, NJ 07110-2242
Document Number0000073790
Instrument DateJul 25, 2022
Instrument2022073790
Transaction TypeTransfer
Record UpdatedSep 8, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address128 KENILWORTH RD, 128, MOUNTAIN LAKES, NJ 07046-1156

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 PROSPECT ST, NUTLEY, NJ 07110-2242

Mortgage

Document Number0000073791
DateAug 8, 2022
Instrument2022073791
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateAug 1, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.75%
IndexOther
Max Rate9.75%

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionNutley Township
Unified School DistrictNutley Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$662,100 (-) Land $248,900 Building $413,200$662,100 (-) Land $248,900 Building $413,200
2025$17,870.00 (+2.55%)$662,100 (+1.89%) Land $248,900 Building $413,200$662,100 (+1.89%) Land $248,900 Building $413,200
2024$17,426.00 (-22.28%)
2023$649,800 Land $248,900 Building $400,900$649,800 Land $248,900 Building $400,900
2022$22,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNUTLEY WATER DEPT
serves 29,500 people · EPA ID NJ0716001
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jan 2025
Coliform assessment
Oct 2023
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Xfinity.

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