385 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 385 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,452 sqft · built 1957
Lot Size	0.256 acres (11,160 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Oct 2019)
Tax Bill	$13,560 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-04701-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`16-04701-0000-00021`
Alternative APN	`1600222000000040`

Interior

Building Area	1,452 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	11,160 sqft (0.256 acres)
Lot Dimensions	186 ft deep x 60 ft wide

Location & Zoning

Old Parcel Number	1600222000000040
Street Address	385 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	60X186 IRR
Legal Block	4701
Legal Lot Number	21
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	1
Census Block	1004
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	385 PROSPECT ST, NUTLEY, NJ 07110-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Oct 10, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Deed Document Number	201996751
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	385 PROSPECT ST, NUTLEY, NJ 07110-2242
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074893
Date	Dec 3, 2025
Instrument	2025074893

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	385 PROSPECT ST, NUTLEY, NJ 07110-2242
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 PROSPECT ST, NUTLEY, NJ 07110-2242

Mortgage

Document Number	0000021580
Date	Mar 7, 2022
Instrument	2022021580

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	385 PROSPECT ST, NUTLEY, NJ 07110-2242
Document Number	0000096752
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	FOUNDATION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 PROSPECT ST NUTLEY NJ 071102242, NUTLEY, NJ 07110-2242

Mortgage

Document Number	0000096752
Date	Oct 10, 2019
Instrument	96752

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 10, 2019
Property Address	385 PROSPECT ST, NUTLEY, NJ 07110-2242
Document Number	0000096751
Instrument Date	Sep 25, 2019
Instrument	96751
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 PROSPECT ST NUTLEY NJ 071102242, NUTLEY, NJ 07110-2242

Mortgage

Document Number	96752
Date	Oct 10, 2019
Instrument	96752

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$502,400 (-) Land $259,000 Building $243,400	$502,400 (-) Land $259,000 Building $243,400
2025	$13,560.00 (+2.55%)	$502,400 (-) Land $259,000 Building $243,400	$502,400 (-) Land $259,000 Building $243,400
2024	$13,223.00 (-5.8%)
2023		$502,400 Land $259,000 Building $243,400	$502,400 Land $259,000 Building $243,400
2022	$14,037.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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