Hamilton County property record for 391 Oliver Rd, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,792 sqft · built 1958 |
| Lot Size | 0.542 acres (23,610 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $459,000 (Sep 2013) |
| Tax Bill | $12,337 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0009-0103-00 |
| Primary APN | 592-0009-0103-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,792 sqft Living Area |
| Gross Area | 5,584 sqft |
| 1st Floor Area | 2,792 sqft |
| Basement Area | 2,792 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 23,610 sqft (0.542 acres) |
| Lot Dimensions | 190 ft deep x 122 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 80 sqft |
| Patio Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 391 OLIVER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-2614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLIVER RD 122.10 X 190.26IRR R1-T3-S9 SW |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 22601 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 391 OLIVER RD, CINCINNATI, OH 45215-2614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Sep 15, 2023 | Transfer on Death Deed, Transfer |
| Feb 25, 2021 | Transfer on Death Deed, Transfer |
| Feb 11, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2013 · Amount on Record |
| Deed Sale | Sep 18, 2013 · Amount on Record |
| Prior Sale | Sep 22, 2004 · Amount on Record |
| Deed Document Number | 2013130533 |
| Deed Book / Page | 12414 / 1808 |
| Last Transfer Date | Sep 8, 2023 |
| Transfer Doc | 0000065974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 391 OLIVER RD, CINCINNATI, OH 45215-2614 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000021653 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 14359/307 |
| Instrument | 2021-0021653 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 15, 2023 |
| Property Address | 391 OLIVER RD, CINCINNATI, OH 45215-2614 |
| Document Number | 0000065974 |
| Book / Page | 15001 / 1664 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023-0065974 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 391 OLIVER RD, CINCINNATI, OH 45215-2614 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 25, 2021 |
| Property Address | 391 OLIVER RD, CINCINNATI, OH 45215-2614 |
| Document Number | 0000023979 |
| Book / Page | 14362 / 2109 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021-0023979 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 391 OLIVER RD, CINCINNATI, OH 45215-2614 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 391 OLIVER RD, CINCINNATI, OH 45215-2614 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 11, 2021 |
| Property Address | 391 OLIVER RD, CINCINNATI, OH 45215-2614 |
| Document Number | 0000018392 |
| Book / Page | 14353 / 2159 |
| Instrument Date | Feb 1, 2021 |
| Instrument | 2021-0018392 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 391 OLIVER RD, CINCINNATI, OH 45215-2614 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,337.00 (+2.44%) | $202,745 (-) Land $36,659 Building $166,086 | $579,270 (-) Land $104,740 Building $474,530 |
| 2024 | $12,043.00 (+8.47%) | $202,745 (-) Land $36,659 Building $166,086 | |
| 2023 | $11,103.00 (-4.66%) | $202,745 (+17.91%) Land $36,659 Building $166,086 | $579,270 (+17.91%) Land $104,740 Building $474,530 |
| 2022 | $11,646.00 Homeowner's exemption | $171,948 Land $38,661 Building $133,287 | |
| 2020 | $491,280 Land $110,460 Building $380,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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