391 North Ave, Algonac, MI 48001 Property Records

St. Clair County property record for 391 North Ave, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Nov 2024)
Tax Bill	$2,904 (2025)
Deeds & Mortgages	Sep 2020 Sale Oct 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-01-145-0048-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-145-0048-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	391 NORTH AVE
City	ALGONAC
State	MI
Zip	48001-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 54 & 1/2 VAC WEST ST ADJ MAP OF THE KENDALL FARM SUBDIVISION ACCORDING TO THE PLAT RECORDED IN LIBER 17 OF PLATS PG 162
Legal Range	16E
Legal Township	WP
Legal Section	02
Legal Subdivision	KENDALL FARM
Legal Lot Number	1,54
Legal Unit	54
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1014
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	391 NORTH AVE, ALGONAC, MI 48001-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Warranty Deed, Transfer PREMIER TITLE AGENCY LLC
Oct 9, 2019	Warranty Deed, Transfer ASK SERVICES INC, ASK SVCS INC
Aug 15, 2018	Warranty Deed, Transfer · Conventional Mortgage NORTHSTAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2024 · Amount on Record
Deed Sale	Nov 21, 2024 · Amount on Record
Prior Sale	Sep 3, 2020
Deed Document Number	202420860
Deed Book / Page	5768 / 53
Prior Transfer Date	Nov 2, 2005
Prior Transfer Doc	003499/226
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 3, 2020
Property Address	391 NORTH AVE, ALGONAC, MI 48001-1128
Document Number	0005235678
Book / Page	5235 / 678
Map Reference	LB 17 PG 162
Instrument Date	Aug 14, 2020
Instrument	2020021306
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$937.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 NORTH AVE, 391, ALGONAC, MI 48001-1128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9369 LAKEPOINTE BLVD, CLAY, MI 48001-4739

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 9, 2019
Property Address	391 NORTH AVE, ALGONAC, MI 48001-1128
Document Number	0051070122
Book / Page	005107 / 000122
Instrument Date	Oct 2, 2019
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 NORTH AVE ALGONAC MI 480011128, ALGONAC, MI 48001-1128

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 15, 2018
Property Address	391 NORTH AVE, ALGONAC, MI 48001-1128
Document Number	0004977906
Book / Page	4977 / 906
Map Reference	LB17 PG162
Instrument Date	Dec 8, 2013
Instrument	2018018362
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 NORTH AVE, ALGONAC, MI 48001-1128

Mortgage

Document Number	2018018363
Date	Aug 15, 2018
Instrument	2018018363

Lender

Name	NORTHSTAR BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,900 (+3.45%)	$143,800 (+3.45%)
2025	$2,904.00 (+29.64%) Homeowner's exemption	$69,500 (+24.55%)
2024	$2,240.00 (+12.45%)		$139,000 (+24.55%)
2023		$55,800
2022	$1,992.00		$111,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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