375 North Ave, Algonac, MI 48001 Property Records

St. Clair County property record for 375 North Ave, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,012 sqft · built 1970
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2023)
Tax Bill	$1,705 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-01-145-0043-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-145-0043-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	375 NORTH AVE
City	ALGONAC
State	MI
Zip	48001-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 49 MAP OF THE KENDALL FARM SUBDIVISION ACCORDING TO THE PLAT RECORDED IN LIBER 17 OF PLATS PG 162 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	MAP OF THE KENDALL FARM SUBDIVISION
Legal Lot Number	49
Legal Unit	49
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1014
Census Tract	649000

Owner

Source: St. Clair County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	375 NORTH AVE, ALGONAC, MI 48001-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Jun 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 15, 2023	Warranty Deed, Transfer ATA NATIONAL TITLE
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 25, 2018	Deed, Transfer CENTURY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	Apr 25, 2018 · Amount on Record
Deed Document Number	202314399
Deed Book / Page	5646 / 104
Prior Transfer Date	Aug 3, 2011
Prior Transfer Doc	004179/166
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	375 NORTH AVE, ALGONAC, MI 48001-1128
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 NORTH AVE, ALGONAC, MI 48001-1128

Mortgage

Document Number	0005884267
Date	Dec 29, 2025
Book Page	5884/267
Instrument	2025024716

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	1920 MAIN ST STE 1200, IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	375 NORTH AVE, ALGONAC, MI 48001-1128
Transaction Type	Mortgage
Record Updated	Jul 12, 2023
Title Company	CISLO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7013 TRADEWINDS CT, IRA, MI 48023-2804

Mortgage

Document Number	0005631518
Date	Jun 22, 2023
Book Page	5631/518
Instrument	2023011090

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 15, 2023
Property Address	375 NORTH AVE, ALGONAC, MI 48001-1128
Document Number	0005646104
Book / Page	5646 / 104
Map Reference	LB 17 PG 162
Instrument Date	Jun 16, 2023
Instrument	2023014399
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	375 NORTH AVE, ALGONAC, MI 48001-1128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7013 TRADEWINDS CT, IRA, MI 48023-2804

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	375 NORTH AVE, ALGONAC, MI 48001-1128
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 NORTH AVE, ALGONAC, MI 48001-1128

Mortgage

Document Number	0000539818
Date	Jul 23, 2021
Book Page	5398/18
Instrument	2021021366

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 25, 2018
Property Address	375 NORTH AVE, ALGONAC, MI 48001-1128
Document Number	0004938446
Book / Page	4938 / 446
Map Reference	LB 17 PG 162
Instrument Date	Apr 3, 2018
Instrument	2018009611
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CENTURY TITLE

Transaction

Amount	Amount Recorded
Tax	$817.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7238 BAYVIEW SHORES RD, 7238, CLAY, MI 48001-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	375 NORTH AVE, ALGONAC, MI 48001-1128

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,705.00 (-37.84%) Homeowner's exemption	$69,600 (+30.58%)
2024	$2,743.00 (+61.92%)		$139,200 (+30.58%)
2023		$53,300
2022	$1,694.00		$106,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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