391 N Cambridge St, Orange, CA 92866 Property Records

Orange County property record for 391 N Cambridge St, Orange, CA 92866

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,045 sqft · built 1948
Lot Size	0.164 acres (7,128 sqft)
Owner	2 Individual Names on File
Tax Bill	$897 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`386-121-01`

Property Details

APN / Parcel Number

Primary APN	`386-121-01`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,045 sqft Living Area
1st Floor Area	1,045 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	7,128 sqft (0.164 acres)
Garage Area	340 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	391 N CAMBRIDGE ST
City	ORANGE
State	CA
Zip	92866-1121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR CHAPMAN TR BLK E LOT 10 CHAPMAN TR LOT 10 BLK E S 52.8 FT N 82.8 FT E 135
Legal Subdivision	A B CHAPMAN TRACT
Legal Tract	175
Legal Block	E
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2008
Census Tract	75805

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Towne Orange Historic District listed 1997 · 1,237 contributing resources · NRIS 97000617

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

391 N Cambridge St is owned and occupied by two individuals who acquired it in June 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	391 N CAMBRIDGE ST, ORANGE, CA 92866-1121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Jul 2, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SCHOOLSFIRST FCU
Apr 3, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 7, 2019
Transfer Doc	0000233570
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	391 N CAMBRIDGE ST, ORANGE, CA 92866-1121
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 N CARMBRIDGE ST, ORANGE, CA 92866-1121

Mortgage

Document Number	0000521940
Date	Aug 19, 2021
Instrument	2021000521940

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	SANTA ANA, CA 92711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 2, 2019
Property Address	391 N CAMBRIDGE ST, ORANGE, CA 92866-1121
Document Number	0000233570
Instrument Date	Jun 7, 2019
Instrument	2019000233570
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	391 N CAMBRIDGE ST, ORANGE, CA 92866-1121

Mortgage

Document Number	0000233571
Date	Jul 2, 2019
Instrument	2019000233571

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 3, 2018
Property Address	391 N CAMBRIDGE ST, ORANGE, CA 92866-1121
Document Number	0000117729
Instrument Date	Mar 30, 2018
Instrument	117729
Transaction Type	Transfer
Record Updated	Apr 17, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 N CAWBRIPQE ST ORANGE CA 92866, ORANGE, CA 92866

Tax Assessment & Valuation

The 2025 property tax bill for 391 N Cambridge St was $897 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$54,572 (+2%) Land $25,589 Building $28,983
2025	$897.00 Homeowner's exemption	$53,502 Land $25,087 Building $28,415
2023	$847.00 (+2.67%) Homeowner's exemption	$51,425 Land $24,113 Building $27,312
2022	$825.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 391 N Cambridge St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 391 N Cambridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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