390 N Cambridge St, Orange, CA 92866 Property Records

Orange County property record for 390 N Cambridge St, Orange, CA 92866

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,205 sqft · built 2021
Lot Size	0.174 acres (7,560 sqft)
Owner	2 Individual Names on File
Last Sale	$689,000 (Aug 2014)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`386-134-23`

Property Details

APN / Parcel Number

Primary APN	`386-134-23`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,205 sqft Living Area
Gross Area	2,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	7,560 sqft (0.174 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	390 N CAMBRIDGE ST
City	ORANGE
State	CA
Zip	92866-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR WELCH & HARRODS RESUB BLK D LOT 12
Legal Subdivision	WELCH & HARRODS RESUB
Legal Tract	841
Legal Block	D
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1011
Census Tract	75901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Towne Orange Historic District listed 1997 · 1,237 contributing resources · NRIS 97000617

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

390 N Cambridge St is owned and occupied by two individuals who bought it in August 2014.

Source: Orange County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	390 N CAMBRIDGE ST, ORANGE, CA 92866-1122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Mar 21, 2019	Trustee's Deed, Construction Loan · Construction Mortgage HOMESTREET BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2014 · Amount on File
Deed Sale	Aug 11, 2014 · Amount on File
Deed Document Number	2014322914
Prior Transfer Date	May 2, 1997
Prior Transfer Doc	0000203862
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	390 N CAMBRIDGE ST, ORANGE, CA 92866-1122
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 N CAMBRIDGE ST, ORANGE, CA 92866-1122

Mortgage

Document Number	0000697424
Date	Nov 12, 2021
Instrument	2021000697424

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Jul 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	390 N CAMBRIDGE ST, ORANGE, CA 92866-1122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088800
Date	Mar 21, 2019
Instrument	2019000088800

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 21, 2019
Property Address	390 N CAMBRIDGE ST, ORANGE, CA 92866-1122
Instrument Date	Mar 12, 2019
Instrument	88799
Transaction Type	Construction Loan
Record Updated	Mar 29, 2019
Title Company	CHICAGO TITLE COMPANY-72, CHICAGO TITLE CO-72

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	138 N OLIVE ST #A ORANGE CA 928661348, A, ORANGE, CA 92866-1348

Mortgage

Document Number	0000088799
Date	Mar 21, 2019
Instrument	88799

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 390 N Cambridge St was $4,645 with a homeowner's exemption, down 6.4% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Orange City
Unified School District	Orange Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$417,047 (+2.4%) Land $284,081 Building $132,966
2025	$4,645.00 (-6.43%) Homeowner's exemption	$407,292 Land $277,406 Building $129,886
2024	$4,964.00 (-3.82%)
2023	$5,161.00 (-6.79%) Homeowner's exemption	$460,136 Land $314,694 Building $145,442
2022	$5,537.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 390 N Cambridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 390 N Cambridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ORANGE serves 120,770 people · EPA ID CA3010027
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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