391 Laurel Rd, Townsend, TN 37882 Property Records

Blount County property record for 391 Laurel Rd, Townsend, TN 37882

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,338 sqft · built 1995
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Dec 2025)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`005106C G 03200`

Property Details

APN / Parcel Number

Primary APN	`005106C G 03200`
Alternative APN	`106C G 03200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,338 sqft Living Area
1st Floor Area	812 sqft
Upper Floors Area	812 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2007
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	171 ft deep x 82 ft wide
Terrain	Mountain

Exterior Amenities

Porch	Slab
Porch Area	174 sqft
Deck Area	348 sqft
Patio Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	391 LAUREL RD
City	TOWNSEND
State	TN
Zip	37882-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLD SPRINGS 2 11 SOUTHERN LOFTS
Legal Subdivision	COLD SPRINGS
Legal Block	2
Legal Lot Number	11
Jurisdiction	BLOUNT TN
Township / Civil Division	8
Census Block Group	1
Census Block	1014
Census Tract	11404

Owner

Source: Blount County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	391 LAUREL RD, TOWNSEND, TN 37882-3629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Oct 1, 2021	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT MORTGAGE
Apr 3, 2019	Warranty Deed, Transfer COUNTYBANK
Aug 28, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	20253023733
Deed Book / Page	2841 / 1
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0025460000000803
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	391 LAUREL RD, TOWNSEND, TN 37882-3629
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5605 WASSMAN RD, KNOXVILLE, TN 37912-3062

Mortgage

Document Number	0028410000000006
Date	Dec 23, 2025
Book Page	0000002841/0000000006
Instrument	3023734

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLOUNT TN
Property Address	391 LAUREL RD, TOWNSEND, TN 37882-3629
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LAUREL RD, TOWNSEND, TN 37882-3629

Mortgage

Document Number	0026350000002765
Date	Feb 24, 2021
Book Page	0000002635/0000002765
Instrument	899259

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Oct 1, 2021
Property Address	391 LAUREL RD, TOWNSEND, TN 37882-3629
Document Number	0026712081
Book / Page	2671 / 2081
Instrument Date	Sep 28, 2021
Instrument	920173
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	397 AUGUSTA AVE, PLEASANT VIEW, TN 37146-7167

Mortgage

Document Number	0026710000002085
Date	Oct 1, 2021
Book Page	0000002671/0000002085
Instrument	920175

Lender

Name	PARAMOUNT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Apr 3, 2019
Property Address	391 LAUREL RD, TOWNSEND, TN 37882-3629
Document Number	0025460801
Book / Page	002546 / 000801
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$669.70
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LAUREL RD TOWNSEND TN 378823629, TOWNSEND, TN 37882-3629

Mortgage

Document Number	25460803
Date	Apr 3, 2019
Book Page	002546/000803

Lender

Name	COUNTYBANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Aug 28, 2017
Property Address	391 LAUREL RD, TOWNSEND, TN 37882-3629
Document Number	0024932251
Book / Page	002493 / 002251
Instrument Date	Aug 26, 2017
Transaction Type	Transfer
Record Updated	Oct 9, 2017

Transaction

Amount	Amount Recorded
Tax	$664.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 LAUREL RD TOWNSEND TN 37882, TOWNSEND, TN 37882

Tax Assessment & Valuation

Source: Blount County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Blount County
Unified School District	Blount County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,963.00 (+70.84%)	$123,480 (+62.37%) Land $24,000 Building $99,480
2023		$76,050 Land $15,000 Building $61,050	$308,700 Land $60,000 Building $248,700
2022	$1,149.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUCKALEECHEE UTILITY DISTRICT serves 14,522 people · EPA ID TN0000714
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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