Blount County property record for 386 Laurel Rd, Townsend, TN 37882
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.357 acres (15,552 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $549,000 (May 2026) |
| Tax Bill | $149 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005106C G 00200 |
| Primary APN | 005106C G 00200 |
|---|---|
| Alternative APN |
|
| Lot Area | 15,552 sqft (0.357 acres) |
|---|---|
| Lot Dimensions | 187 ft deep x 130 ft wide |
| Terrain | Mountain |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Street Address | 386 LAUREL RD |
|---|---|
| City | TOWNSEND |
| State | TN |
| Zip | 37882-3626 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1 |
| Legal Description | COLD SPRINGS 2 7 |
| Legal Subdivision | COLD SPRINGS |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | BLOUNT TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 11404 |
Source: Blount County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 386 LAUREL RD, TOWNSEND, TN 37882-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SMARTBANK |
| May 1, 2026 | Warranty Deed · Conventional Mortgage FIFTH THIRD BANK |
| Mar 16, 2023 | Warranty Deed, Transfer |
| May 14, 2021 | Warranty Deed, Transfer |
| Jul 20, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on Record |
| Deed Sale | May 1, 2026 · Amount on Record |
| Prior Sale | Mar 16, 2023 · Amount on Record |
| Deed Document Number | 20263032371 |
| Deed Book / Page | 2856 / 2136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT TN |
| Property Address | 386 LAUREL RD, TOWNSEND, TN 37882-3626 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 386 LAUREL RD, TOWNSEND, TN 37882-3626 |
| Document Number | 0028090000001299 |
|---|---|
| Date | Apr 17, 2025 |
| Book Page | 0000002809/0000001299 |
| Instrument | 3006528 |
| Name | SMARTBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT TN |
| Recording Date | May 1, 2026 |
| Property Address | 386 LAUREL RD, TOWNSEND, TN 37882-3626 |
| Document Number | 0003032371 |
| Book / Page | 2856 / 2136 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.3032371 |
| Record Updated | May 11, 2026 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205,161.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 386 LAUREL RD, TOWNSEND, TN 37882-3626 |
| Document Number | 0003032372, |
|---|---|
| Date | May 1, 2026 |
| Instrument | 2026.3032372 |
| Name | FIFTH THIRD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT TN |
| Recording Date | Mar 16, 2023 |
| Property Address | 386 LAUREL RD, TOWNSEND, TN 37882-3626 |
| Document Number | 0027342847 |
| Book / Page | 2734 / 2847 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 960219 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6460, MARYVILLE, TN 37802-6460 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT TN |
| Recording Date | May 14, 2021 |
| Property Address | 386 LAUREL RD, TOWNSEND, TN 37882-3626 |
| Document Number | 0026491147 |
| Book / Page | 2649 / 1147 |
| Instrument Date | May 6, 2021 |
| Instrument | 907194 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3633 WATERSIDE WAY, LOUISVILLE, TN 37777-4161 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT TN |
| Recording Date | Jul 20, 2017 |
| Property Address | LAUREL RD, TOWNSEND, TN 37882 |
| Document Number | 0024900136 |
| Book / Page | 002490 / 000136 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $37.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 298 E HUNTINGTON RD ROSSVILLE GA 307417033, ROSSVILLE, GA 30741-7033 |
Source: Blount County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Blount County |
| Unified School District | Blount County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149.00 (-37.13%) | $9,375 (-) Land $9,375 | |
| 2023 | $9,375 Land $9,375 | $37,500 Land $37,500 | |
| 2022 | $237.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUCKALEECHEE UTILITY DISTRICT serves 14,522 people · EPA ID TN0000714 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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