391 E Lockhart St, Niantic, IL 62551 Property Records

Macon County property record for 391 E Lockhart St, Niantic, IL 62551

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1976
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Mar 2024)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Oct 2025 Transfer Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-11-228-021`

Property Details

APN / Parcel Number

Primary APN	`13-10-11-228-021`
Alternative APN	`10-11-228-021`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	30,492 sqft (0.7 acres)
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	80 sqft

Location & Zoning

Account Number	131011228021
Street Address	391 E LOCKHART ST
City	NIANTIC
State	IL
Zip	62551-9749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	SEC 11-16-1WH NOTTLEMANS SUBD N150 OF W1AC OF LT 2 & N1/2 OF E 1 1/2 AC LT 3 ( EX W60 THEREOF)IRREG
Legal Range	01W
Legal Township	16N
Legal Section	11
Legal Subdivision	H NOTTLEMANS SUBD
Legal Lot Number	2-3
Jurisdiction	MACON IL
Township / Civil Division	NIANTIC
Census Block Group	3
Census Block	3005
Census Tract	2800

Owner

391 E Lockhart St is owned and occupied by two individuals who acquired it in October 2025.

Source: Macon County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	391 E LOCKHART ST, NIANTIC, IL 62551-9749
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Intrafamily Transfer, Transfer
Mar 18, 2024	Warranty Deed, Transfer · Conventional Mortgage MORTON COMMUNITY BANK
Nov 15, 2011	Trustee's Deed, Foreclosure · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Nov 15, 2011	Trustee's Deed, Foreclosure · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2024 · Amount on File
Deed Sale	Mar 18, 2024 · Amount on File
Prior Sale	Nov 15, 2011 · Amount on File
Deed Document Number	20242023327
Deed Book / Page	5003 / 49
Last Transfer Date	Oct 7, 2025
Transfer Doc	2025R011822
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON IL
Recording Date	Oct 7, 2025
Property Address	391 E LOCKHART ST, NIANTIC, IL 62551-9749
Document Number	2025R011822
Map Reference	BK 93 PG 3
Instrument Date	Oct 7, 2025
Instrument	2025R-011822
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	391 E LOCKHART ST, NIANTIC, IL 62551-9749

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	391 E LOCKHART ST, NIANTIC, IL 62551-9749

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Mar 18, 2024
Property Address	391 E LOCKHART ST, NIANTIC, IL 62551-9749
Document Number	0005003/49
Book / Page	5003 / 49
Map Reference	BK 93 PG 3
Instrument Date	Mar 15, 2024
Instrument	2023327
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	CENTRAL ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 E LOCKHART ST, NIANTIC, IL 62551-9749

Mortgage

Document Number	0002023328
Date	Mar 18, 2024
Instrument	2023328

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2011: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON IL
Recording Date	Nov 15, 2011
Property Address	391 E LOCKHART ST, NIANTIC, IL 62551-9749
Document Number	004179/479
Book / Page	4179 / 479
Map Reference	MB93 PG3
Instrument Date	Nov 10, 2011
Instrument	1824328
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 E LOCKHART ST, PANA, IL 62557

Mortgage

Document Number	0001824329
Date	Nov 15, 2011
Instrument	1824329

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2041

November 2011: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MACON IL
Recording Date	Nov 15, 2011
Property Address	391 E LOCKHART ST, NIANTIC, IL 62551-9749
Document Number	4179/479
Book / Page	4179 / 479
Instrument Date	Nov 10, 2011
Instrument	4179479
Transaction Type	Foreclosure
Record Updated	May 31, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 E LOCKHART ST, NIANTIC, IL 62551-9749

Mortgage

Document Number	004179/481
Date	Nov 15, 2011
Book Page	4179/481
Instrument	4179481

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 391 E Lockhart St was $2,424 with a homeowner's exemption, down 0.5% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Niantic Township
Municipality	Niantic Village
Unified School District	Sangamon Valley Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,424.00 (-0.53%)	$40,088 (+3.38%) Land $4,256 Building $35,832	$120,276 (+3.38%) Land $12,769 Building $107,507
2024	$2,437.00 Homeowner's exemption	$38,777 Land $4,117 Building $34,660	$116,342 Land $12,352 Building $103,990
2022	$2,152.00 Homeowner's exemption	$30,868 Land $3,681 Building $27,187	$92,613 Land $11,044 Building $81,569

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 391 E Lockhart St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 E Lockhart St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-NIANTIC serves 648 people · EPA ID IL1150400
Water Source	Purchased groundwater from UNITED REGIONAL WATER COOP
Last State Inspection	Jan 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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