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340 E Lockhart St, Niantic, IL 62551 Property Records

Macon County property record for 340 E Lockhart St, Niantic, IL 62551

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,056 sqft · built 1920
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$101,000 (Nov 2019)
Tax Bill$2,393 (2025)
Deeds & MortgagesAug 2022 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-10-11-226-008

Property Details

APN / Parcel Number

Primary APN13-10-11-226-008
Alternative APN
  • 10-11-226-008

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Unfinished Basement1,056 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood
Construction TypeFrame
Lot Area43,560 sqft (1 acres)
Lot Dimensions99 ft deep x 331 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft
Deck Area503 sqft

Location & Zoning

Account Number131011226008
Street Address340 E LOCKHART ST
CityNIANTIC
StateIL
Zip62551-9748
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionLOCKHARTS SUBD E98.96 (EX N30 & EX W 1 AC) LOT 2 331.32X98.96
Legal Range01W
Legal Township16N
Legal Section11
Legal SubdivisionLOCKHARTS SUBD
Legal Lot Number2
JurisdictionMACON IL
Township / Civil DivisionNIANTIC
Census Block Group3
Census Block3003
Census Tract2800

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address340 E LOCKHART ST, NIANTIC, IL 62551-9748
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
HUD
Nov 18, 2019Warranty Deed, Transfer · FHA Mortgage
BUSEY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Prior SaleJan 1, 2003 · Amount on Record
Deed Document Number201953977
Deed Book / Page4709 / 446
Prior Transfer DateMar 1, 2011
Prior Transfer Doc4127/946
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address340 E LOCKHART ST, NIANTIC, IL 62551-9748
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004913/204
DateAug 26, 2022
Book Page4913/204
Instrument2000692
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term324 Months
DueDec 1, 2049
Interest
Rate TypeFixed Rate

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateNov 18, 2019
Property Address340 E LOCKHART ST, NIANTIC, IL 62551-9748
Document Number4709/446
Book / Page4709 / 446
Map ReferencePB 97 PG 113
Instrument DateNov 15, 2019
Instrument1953977
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$151.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address340 E LOCKHART ST, NIANTIC, IL 62551-9748

Mortgage

Document Number1953978
DateNov 18, 2019
Instrument1953978
Lender
NameBUSEY BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionNiantic Township
MunicipalityNiantic Village
Unified School DistrictSangamon Valley Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,393.00 (+2.48%) Homeowner's exemption$34,713 (+3.38%) Land $4,260 Building $30,453$104,149 (+3.38%) Land $12,781 Building $91,368
2024$2,335.00$33,578 Land $4,121 Building $29,457$100,744 Land $12,364 Building $88,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER-NIANTIC
serves 648 people · EPA ID IL1150400
Water SourcePurchased groundwater from UNITED REGIONAL WATER COOP
Last State InspectionJan 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber		8,000 / 8,000
Xfinity
Cable		1,200 / 35

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