Mille Lacs County property record for 39093 Spruce Rd, Onamia, MN 56359 · Last verified July 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,040 sqft · built 1960 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,640 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-015-3400 |
| Primary APN | 17-015-3400 |
|---|
| Building Area | 1,040 sqft Total Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 434 sqft |
| Shed | 1 Shed |
| Street Address | 39093 SPRUCE RD |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | W 87 FT OF E 175.5 FT OF GOV LOT 7, EX S 341 FT, DES IN 12/19/73 SURVEY 15 42 26 .60 |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 15 |
| Legal Lot Number | 7 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | SOUTH HARBOR |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970300 |
Source: Mille Lacs County records · APN 17-015-3400
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10020 ELLIOT AVE S, MINNEAPOLIS, MN 55420-5128 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | South Harbor Township |
| Unified School District | Onamia Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,640.00 (+16.07%) | ||
| 2025 | $387,300 (+15.92%) Land $233,100 Building $154,200 | $387,300 (+15.92%) Land $233,100 Building $154,200 | |
| 2023 | $3,136.00 | $334,100 Land $184,500 Building $149,600 | $334,100 Land $184,500 Building $149,600 |
Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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