Mille Lacs County property record for 39075 Spruce Rd, Onamia, MN 56359
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1,096 sqft · built 1966 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,870 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-015-3700 |
| Primary APN | 17-015-3700 |
|---|
| Building Area | 1,096 sqft Total Area |
|---|
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Mixed |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 480 sqft |
| Boat House | 360 sqft |
| Street Address | 39075 SPRUCE RD |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | W 83.93 FT OF E 346.43 FT, EX S 341 FT, & W 85.5 FT OF E 346.5 FT OF S 341 FT OF GOV LOT 7 , EX HY SEE 12/19/73 SURVEY |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 15 |
| Legal Lot Number | 7 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | SOUTH HARBOR |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 970300 |
Source: Mille Lacs County assessment roll, as of September 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1843 120TH ST W, ROSEMOUNT, MN 55068-3945 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Mille Lacs County assessment roll, as of September 5, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | South Harbor Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,870.00 (+9.38%) | ||
| 2025 | $411,500 (+10.09%) Land $205,500 Building $206,000 | $411,500 (+10.09%) Land $205,500 Building $206,000 | |
| 2023 | $3,538.00 | $373,800 Land $180,400 Building $193,400 | $373,800 Land $180,400 Building $193,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midcontinent Communications Cable | 250 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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