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3909 Terra Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3909 Terra Ln, Soquel, CA 95073 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2010
Square Footage3,131 sqft Living Area
Lot Size4,138 sqft (0.095 acres)
OccupancyOwner Occupied
Last Sale$1,560,000 (2024)
Tax Bill$19,711.00 (2025)

Property Details

APN / Parcel Number

Primary APN102-401-22
Alternative APN
  • 102-401-22-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area3,131 sqft Living Area
Gross Area3,637 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2010
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area4,138 sqft (0.095 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area506 sqft Garage
Deck Area210 sqft Deck
Patio Area210 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address3909 TERRA LN
CitySOQUEL
StateCA
Zip95073-2342
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionEVERGREEN ESTATES TR 731
Legal Lot Number22
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2012
Census Tract121100

Owner

Source: Santa Cruz County records · APN 102-401-22

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1745 ESPERANZA CT, SANTA CRUZ, CA 95062-2957
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 07, 2024Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Apr 30, 2024Grant Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE LTD
May 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Nov 19, 2019Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2024 · Amount on Record
Deed SaleMay 07, 2024 · Amount on Record
Prior SaleApr 30, 2024 · Amount on Record
Deed Doc Number20248471
Prior Transfer DateApr 25, 2024
Prior Transfer Doc0000008471
Record RefreshedSep 20, 2026

May 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 07, 2024
Property Address3909 TERRA LN, SOQUEL, CA 95073-2342
Document Number0000008471
Map ReferenceVOL 68 PG 29
Instrument DateApr 25, 2024
Instrument2024-0008471
Transaction TypeTransfer
Record UpdatedMay 20, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,716.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1745 ESPERANZA CT, SANTA CRUZ, CA 95062-2957

April 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 30, 2024
Property Address3909 TERRA LN, SOQUEL, CA 95073-2342
Document Number0000007959
Map ReferenceVOL 68 PG 29
Instrument DateApr 25, 2024
Instrument2024-0007959
Transaction TypeTransfer
Record UpdatedMay 17, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,716.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address1745 ESPERANZA CT, SANTA CRUZ, CA 95062-2957

Mortgage

Document Number0000007960
DateApr 30, 2024
Instrument2024-0007960
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3909 TERRA LN, SOQUEL, CA 95073-2342
Transaction TypeMortgage
Record UpdatedJun 02, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 TERRA LN, SOQUEL, CA 95073-2342

Mortgage

Document Number0000027890
DateMay 17, 2021
Instrument2021-0027890
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address3909 TERRA LN, SOQUEL, CA 95073-2342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036115
DateNov 19, 2019
Instrument2019-0036115
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,623,024 (+2%) Land $973,814 Building $649,210
2025$19,711.00 (+106.9%) Homeowner's exemption$1,591,200 (+112.41%) Land $954,720 Building $636,480
2023$9,527.00 (+1.41%) Homeowner's exemption$749,120 Land $374,560 Building $374,560$1,293,480
2022$9,395.00

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