3900 Terra Ln, Soquel, CA 95073 Property Records

Santa Cruz County property record for 3900 Terra Ln, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 1983
Lot Size	0.122 acres (5,314 sqft)
Owner	Individual Name on Record
Last Sale	$693,327 (Dec 2020)
Tax Bill	$11,286 (2025)
Deeds & Mortgages	Dec 2020 Transfer Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`102-401-19`

Property Details

APN / Parcel Number

Primary APN	`102-401-19`
Alternative APN	`102-401-19-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,535 sqft Living Area
Gross Area	1,965 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,314 sqft (0.122 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Deck Area	124 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	3900 TERRA LN
City	SOQUEL
State	CA
Zip	95073-2341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	731 EVERGREEN ESTATES
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2012
Census Tract	121100

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 715, CAPITOLA, CA 95010-0715
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Dec 11, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 22, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Sep 25, 2018	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Mar 29, 1996 · Amount on Record
Deed Document Number	202053607
Prior Transfer Date	Mar 9, 1994
Prior Transfer Doc	0000018427
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 11, 2020
Property Address	3900 TERRA LN, SOQUEL, CA 95073-2341
Document Number	0000053606
Instrument Date	Dec 9, 2020
Instrument	53606
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	421 POPLAR AVE SANTA CRUZ CA 950621133, SANTA CRUZ, CA 95062-1133

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 11, 2020
Property Address	3900 TERRA LN, SOQUEL, CA 95073-2341
Document Number	0000053607
Map Reference	VOL 68 PG 29
Instrument Date	Dec 7, 2020
Instrument	2020-0053607
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3900 TERRA LN, SOQUEL, CA 95073-2341

Mortgage

Document Number	0000053608
Date	Dec 11, 2020
Instrument	2020-0053608

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 22, 2020
Property Address	3900 TERRA LN, SOQUEL, CA 95073-2341
Document Number	0000037589
Instrument Date	Sep 18, 2020
Instrument	37589
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	871-38TH AVE SANTA CRUZ CA 95062, SANTA CRUZ, CA 95062

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 22, 2020
Property Address	3900 TERRA LN, SOQUEL, CA 95073-2341
Document Number	0000037588
Instrument Date	Sep 18, 2020
Instrument	37588
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	871-38TH AVE SANTA CRUZ CA 95062, SANTA CRUZ, CA 95062

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 25, 2018
Property Address	3900 TERRA LN, SOQUEL, CA 95073-2341
Document Number	0000029093
Instrument Date	Sep 24, 2018
Instrument	29093
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3900 TERRA LN SOQUEL CA 950732341, SOQUEL, CA 95073-2341

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$859,146 (+2%) Land $645,626 Building $213,520
2025	$11,286.00 (+9.98%)	$842,300 (+4.04%) Land $632,967 Building $209,333
2023	$10,262.00 (+1.34%)	$809,592 Land $608,388 Building $201,204	$806,580
2022	$10,126.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cruzio, Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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