3909 Tecoma Dr, Crystal Lake, IL 60012 Property Records

McHenry County property record for 3909 Tecoma Dr, Crystal Lake, IL 60012

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 2,536 sqft · built 1989
Lot Size0.839 acres (36,590 sqft)
Owner2 Individual Names on Record
Last Sale$278,333 (Jul 2018)
Deeds & MortgagesSep 2024 Line of Credit
Oct 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-21-377-008

Property Details

APN / Parcel Number

Primary APN14-21-377-008

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths4 Half Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,536 sqft Living Area
Gross Area3,212 sqft
Basement Area676 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleTraditional
Exterior MaterialBrick
Foundation TypeRaised
Lot Area36,590 sqft (0.839 acres)
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3909 TECOMA DR
CityCRYSTAL LAKE
StateIL
Zip60012-1889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2018R0022212 LT 81 SQUAW CREEK VALLEY UNIT 2 MEMO: PERRY, IAN G AKA PERRY, IAN/ PERRY, KELLY J AKA PERRY, KELLY
Legal Range08E
Legal Township44N
Legal Section21
Legal SubdivisionSQUAW CREEK VALLEY
Legal Block377
Legal Lot Number81
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group3
Census Block3021
Census Tract870813

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-owner2 Co-owners on Record
Mailing Address3909 TECOMA DR, CRYSTAL LAKE, IL 60012-1889
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2024Deed of Trust, Mortgage · Line of Credit
BAXTER CU
Oct 2, 2018Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 23, 2020Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Jun 24, 2019Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC
Jul 3, 2018Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleJul 3, 2018 · Amount on Record
Deed SaleJul 3, 2018 · Amount on Record
Prior SaleAug 17, 2010 · Amount on Record
Deed Document Number2018R0022212
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3909 TECOMA DR, CRYSTAL LAKE, IL 60012-1889
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000022783
DateSep 4, 2024
Instrument2024R0022783
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueAug 30, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3909 TECOMA DR, CRYSTAL LAKE, IL 60012-1889
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNLT TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000033762
DateOct 2, 2018
Instrument2018R0033762
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJul 1, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3909 TECOMA DR, CRYSTAL LAKE, IL 60012-1889
Document Number0000024741
Instrument DateJun 23, 2020
Transaction TypeMortgage
Record UpdatedJul 28, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3909 TECOMA DR CRYSTAL LAKE IL 600121889, CRYSTAL LAKE, IL 60012-1889

Mortgage

Document Number0000024741
DateJul 6, 2020
Instrument24741
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 5, 2050
Interest
Rate2.87%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3909 TECOMA DR, CRYSTAL LAKE, IL 60012-1889
Document Number0000020877
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3909 TECOMA DR CRYSTAL LAKE IL 600121889, CRYSTAL LAKE, IL 60012-1889

Mortgage

Document Number0000020877
DateJul 10, 2019
Instrument20877
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 9, 2049
Interest
Rate3.87%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJul 3, 2018
Property Address3909 TECOMA DR, CRYSTAL LAKE, IL 60012-1889
Document Number0000022212
Map ReferenceDOC88R 030587
Instrument DateApr 26, 2018
Instrument2018R0022212
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyNLT TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$417.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3909 TECOMA DR, CRYSTAL LAKE, IL 60012-1889

Mortgage

Document Number0000022213
DateJul 3, 2018
Instrument2018R0022213
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Elementary School DistrictCrystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$116,714 Land $27,530 Building $89,184$350,142 Land $82,590 Building $267,552

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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