McHenry County property record for 3906 Tecoma Dr, Crystal Lake, IL 60012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 2,550 sqft · built 1989 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Trust Name on File |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 14-21-378-008 |
| Primary APN | 14-21-378-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 4 Half Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| Gross Area | 3,342 sqft |
| Year Built | Built 1989 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Attached |
| Garage Area | 559 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 3906 TECOMA DR |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60012-2305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0018292 LT 62 SQUAW CREEK VALLEY UNIT 2 |
| Legal Range | 08E |
| Legal Township | 44N |
| Legal Section | 21 |
| Legal Subdivision | SQUAW CREEK VALLEY |
| Legal Block | 378 |
| Legal Lot Number | 62 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 870813 |
3906 Tecoma Dr is owner-occupied and held in a trust since May 2020.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3906 TECOMA DR, CRYSTAL LAKE, IL 60012-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME STATE BANK NA |
| May 26, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 26, 2020 |
| Transfer Doc | 0000018292 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 3906 TECOMA DR, CRYSTAL LAKE, IL 60012-2305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014545 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021R0014545 |
| Name | HOME STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | May 26, 2020 |
| Property Address | 3906 TECOMA DR, CRYSTAL LAKE, IL 60012-2305 |
| Document Number | 0000018292 |
| Instrument Date | May 19, 2020 |
| Instrument | 18292 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3906 TECOMA DR CRYSTAL LAKE IL 600122305, CRYSTAL LAKE, IL 60012-2305 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Elementary School District | Crystal Lake Community Consolidated School District 47 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $114,080 Land $27,530 Building $86,550 | $342,240 Land $82,590 Building $259,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3906 Tecoma Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3906 Tecoma Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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