3909 SW Harbor Dr, Lees Summit, MO 64082 Property Records

Jackson County property record for 3909 SW Harbor Dr, Lees Summit, MO 64082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1977
Lot Size	0.208 acres (9,041 sqft)
Owner	Individual Name on File
Tax Bill	$2,886 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-920-07-04`

Property Details

APN / Parcel Number

Primary APN	`70-920-07-04`
Alternative APNs	`70-920-07-04-00-0-00-000` `70920070400000001` `1041024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	678 sqft
Basement Area	1,428 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,041 sqft (0.208 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	74 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1041024
Street Address	3909 SW HARBOR DR
City	LEES SUMMIT
State	MO
Zip	64082-4632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINTREE LAKE LOT 108
Legal Subdivision	RAINTREE LAKE
Legal Block	3
Legal Lot Number	108
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	3
Census Block	3004
Census Tract	18101

Owner

3909 SW Harbor Dr is owned and occupied by an individual who acquired it in October 2023.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3909 SW HARBOR DR, LEES SUMMIT, MO 64082-4632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · FHA Mortgage LEADERONE FINANCIAL CORP
Oct 20, 2023	Warranty Deed, Transfer ALPHA TITLE GUARANTY INC
Jun 16, 2023	Warranty Deed, Transfer ALPHA TITLE GUARANTY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2023
Deed Sale	Oct 20, 2023
Prior Sale	Jun 16, 2023
Deed Document Number	202376672
Prior Transfer Date	Jul 21, 2010
Prior Transfer Doc	00E0070141
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3909 SW HARBOR DR, LEES SUMMIT, MO 64082-4632
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0076896
Date	Oct 23, 2023
Instrument	2023E0076896

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 20, 2023
Property Address	3909 SW HARBOR DR, LEES SUMMIT, MO 64082-4632
Document Number	00E0076672
Instrument Date	Oct 20, 2023
Instrument	2023E0076672
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3903 SW HARBOR DR, LEES SUMMIT, MO 64082-4632

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 16, 2023
Property Address	3909 SW HARBOR DR, LEES SUMMIT, MO 64082-4632
Document Number	00E0042385
Instrument Date	Jun 15, 2023
Instrument	2023E0042385
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	ALPHA TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 SE GRAND AVE STE D, D, LEES SUMMIT, MO 64063-2847
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3909 SW Harbor Dr was $2,886, down 28.7% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,701 (-) Land $12,863 Building $26,838	$208,950 (-)
2025	$2,886.00 (-28.67%)	$39,701 Land $12,863 Building $26,838	$208,950
2024	$4,046.00 (+0.75%)
2023	$4,016.00 (+65.74%)	$56,037 (+86.67%) Land $7,640 Building $48,397	$294,930
2022	$2,423.00	$30,020 Land $9,671 Building $20,349
2021			$158,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3909 SW Harbor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 SW Harbor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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