3908 SW Harbor Dr, Lees Summit, MO 64082 Property Records

Jackson County property record for 3908 SW Harbor Dr, Lees Summit, MO 64082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,929 sqft · built 1982
Lot Size	0.245 acres (10,666 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,000 (Feb 2002)
Tax Bill	$4,092 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-920-01-29`

Property Details

APN / Parcel Number

Primary APN	`70-920-01-29`
Alternative APNs	`70-920-01-29-00-0-00-000` `70920012900000001` `1040814`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,929 sqft Living Area
1st Floor Area	1,856 sqft
Basement Area	1,856 sqft
Finished Basement	1,402 sqft
Unfinished Basement	454 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,666 sqft (0.245 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1040814
Street Address	3908 SW HARBOR DR
City	LEES SUMMIT
State	MO
Zip	64082-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAINTREE LAKE LOT 100
Legal Subdivision	RAINTREE LAKE
Legal Block	3
Legal Lot Number	100
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	3
Census Block	3002
Census Tract	18101

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3908 SW HARBOR DR, LEES SUMMIT, MO 64082-4633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 22, 2020	Deed of Trust, Mortgage MR COOPER
Oct 12, 2018	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2002 · Amount on Record
Deed Sale	Feb 4, 2002 · Amount on Record
Deed Document Number	20028704
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3908 SW HARBOR DR, LEES SUMMIT, MO 64082-4633
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3908 SW HARBOR DR, LEES SUMMIT, MO 64082-4633

Mortgage

Document Number	00E0006878
Date	Jan 29, 2026
Instrument	2026E0006878

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3908 SW HARBOR DR, LEES SUMMIT, MO 64082-4633
Document Number	0000E08168
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3908 SW HARBOR DR LEES SUMMIT MO 640824633, LEES SUMMIT, MO 64082-4633

Mortgage

Document Number	0000E08168
Date	Jan 28, 2020
Instrument	8168E

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 27, 2035

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3908 SW HARBOR DR, LEES SUMMIT, MO 64082-4633
Document Number	0000E91296
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3908 SW HARBOR DR LEES SUMMIT MO 640824633, LEES SUMMIT, MO 64082-4633

Mortgage

Document Number	0000E91296
Date	Oct 19, 2018
Instrument	91296E

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 18, 2033

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,286 (-) Land $13,650 Building $42,636	$296,240 (-)
2025	$4,092.00 (-13.76%)	$56,286 (-14.36%) Land $13,650 Building $42,636	$296,240 (-14.36%)
2024	$4,745.00 (+0.72%)
2023	$4,711.00	$65,723 Land $8,250 Building $57,473	$345,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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