3909 State St, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 3909 State St, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1950
Square Footage	6,119 sqft Gross Area
Lot Size	64,033 sqft (1.47 acres)
Tax Bill	$22,908.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422400 60.19-3-26.1`
Alternative APN	`240006001900030260010000`

Interior

Building Area	6,119 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	64,033 sqft (1.47 acres)
Depth X Width	187 ft x 100 ft Depth x Width
Total Buildings	2 Total Buildings

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	3909 STATE ST
City	SCHENECTADY
State	NY
Zip	12304-4276
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Subdivision	FAGANS LOCUST PARK
Legal Block	3
Legal Lot Number	26.001
Jurisdiction	SCHENECTADY NY
Minor Civil Division	NISKAYUNA
Census Blockgroup	3
Census Block	3002
Census Tract	31902

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.19-3-26.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6391 FRENCHS HOLLOW RD, ALTAMONT, NY 12009-2511
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 26, 1995
Transfer Doc	1472000099
Record Refreshed	Jun 08, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 06, 2019
Property Address	3909 STATE ST, SCHENECTADY, NY 12304-4276
Document Number	0000054303
Book / Page	002026 / 000038
Instrument Date	Oct 11, 2019
Instrument	54303
Transaction Type	Transfer
Record Updated	Jan 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6391 FRENCH HOLLOW RD ALBANY NY 12209, ALBANY, NY 12209

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,908.00	$670,000 (-) Land $332,300 Building $337,700	$992,600 (+17.04%) Land $492,300 Building $500,300
2023		$670,000 Land $332,300 Building $337,700	$848,100 Land $420,632 Building $427,468

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.