Schenectady County and Niskayuna Town property record for 3905 State St, Schenectady, NY 12304
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,690 sqft · built 1940 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on Record |
| Last Sale | $265,000 (Jan 2024) |
| Tax Bill | $6,596 (2026) |
| Deeds & Mortgages | Jan 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.19-3-1 |
| Primary APN | 422400 60.19-3-1 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,690 sqft Gross Area |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 187 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 72 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3905 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4276 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | CH |
| Legal Block | 3 |
| Legal Lot Number | 1.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 27 ARROW ST, SCHENECTADY, NY 12304-4461 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on Record |
| Deed Sale | Jan 5, 2024 · Amount on Record |
| Prior Sale | Jan 23, 2014 · Amount on Record |
| Deed Document Number | 20241246 |
| Deed Book / Page | 2122 / 585 |
| Prior Transfer Date | Jan 7, 2018 |
| Prior Transfer Doc | 0000003566 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 5, 2024 |
| Property Address | 3905 STATE ST, SCHENECTADY, NY 12304-4276 |
| Document Number | 0000001246 |
| Book / Page | 2122 / 585 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 202401246 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | NOT AVAILABLE, SPA CITY TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 742 WESTERN AVE, ALBANY, NY 12203-2316 |
| Name | Verified Name |
|---|---|
| Address | 27 ARROW ST, SCHENECTADY, NY 12304-4461 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,596.00 (+3.27%) | ||
| 2025 | $6,387.00 | $180,000 (-) Land $73,500 Building $106,500 | $266,700 (+17.08%) Land $108,902 Building $157,798 |
| 2023 | $180,000 (-) Land $73,500 Building $106,500 | $227,800 (+12.66%) Land $93,018 Building $134,782 | |
| 2022 | $180,000 Land $73,500 Building $106,500 | $202,200 Land $82,565 Building $119,635 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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