3909 Slate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3909 Slate Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.151 acres (6,608 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Apr 2026)
Tax Bill	$8,638 (2025)
Deeds & Mortgages	Oct 2026 Transfer Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-325-011`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-325-011`

Exterior

Lot Area	6,608 sqft (0.151 acres)

Location & Zoning

Street Address	3909 SLATE DR
City	CHAMPAIGN
State	IL
Zip	61822-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 603 BOULDER RIDGE 6TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	04
Legal Subdivision	BOULDER RIDGE 6TH SUB
Legal Lot Number	603
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2004
Census Tract	902

Owner

3909 Slate Dr is owned and occupied by an individual who acquired it in October 2026.

Source: Champaign County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3909 SLATE DR, CHAMPAIGN, IL 61822-4202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 5, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI PRIME LNDG
Jul 25, 2018	Trustee's Deed, Construction Loan · Line of Credit HEARTLAND BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	May 5, 2020 · Amount on File
Deed Document Number	20265652
Last Transfer Date	Oct 1, 2026
Transfer Doc	0000015422
Record Updated	Oct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 1, 2026
Property Address	3909 SLATE DR, CHAMPAIGN, IL 61822-4202
Document Number	0000015422
Instrument Date	Oct 1, 2026
Instrument	202615422
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 SLATE DR, CHAMPAIGN, IL 61822-4202

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 20, 2026
Property Address	3909 SLATE DR, CHAMPAIGN, IL 61822-4202
Document Number	0000005652
Instrument Date	Apr 17, 2026
Instrument	20265652
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 SLATE DR, CHAMPAIGN, IL 61822-4202

Mortgage

Document Number	0000005653,
Date	Apr 20, 2026
Instrument	20265653

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 5, 2020
Property Address	3909 SLATE DR, CHAMPAIGN, IL 61822-4202
Document Number	0000007373
Instrument Date	Apr 29, 2020
Instrument	7373
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 29, 2020
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3909 SLATE DR CHAMPAIGN IL 618224202, CHAMPAIGN, IL 61822-4202

Mortgage

Document Number	7374
Date	May 5, 2020
Instrument	7374

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 4, 2050

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 25, 2018
Property Address	3909 SLATE DR, CHAMPAIGN, IL 61822-4202
Instrument Date	Jul 10, 2018
Instrument	12840
Transaction Type	Construction Loan
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3909 SLATE DR CHAMPAIGN IL, CHAMPAIGN, IL

Mortgage

Document Number	0000012840
Date	Jul 25, 2018
Instrument	12840

Lender

Name	HEARTLAND BK
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 24, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3909 Slate Dr was $8,638, up 13.9% from the year before.

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,638.00 (+13.91%) Homeowner's exemption Senior Citizen's exemption	$113,790 (+12.2%) Land $17,140 Building $96,650	$341,370 (+12.2%) Land $51,420 Building $289,950
2024	$7,583.00 (+1.24%)	$101,420 Land $15,280 Building $86,140	$304,260 Land $45,840 Building $258,420
2023	$7,490.00 (+6.91%)
2022	$7,006.00 Homeowner's exemption	$85,210 Land $12,840 Building $72,370	$255,630 Land $38,520 Building $217,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3909 Slate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3909 Slate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: AT&T, Volo.net Internet+Tech.

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