3906 Slate Dr, Champaign, IL 61822 Property Records

Champaign County property record for 3906 Slate Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.151 acres (6,607 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Apr 2018)
Tax Bill	$9,302 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-04-324-009`

Property Details

APN / Parcel Number

Primary APN	`41-20-04-324-009`

Exterior

Lot Area	6,607 sqft (0.151 acres)

Location & Zoning

Street Address	3906 SLATE DR
City	CHAMPAIGN
State	IL
Zip	61822-4200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 627 BOULDER RIDGE 6TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	04
Legal Subdivision	BOULDER RIDGE 6TH SUB
Legal Lot Number	627
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2001
Census Tract	902

Owner

3906 Slate Dr is owned and occupied by an individual who bought it in April 2018.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3906 SLATE DR, CHAMPAIGN, IL 61822-4200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2019	Deed of Trust, Mortgage · Conventional with PMI BOX HM LOANS
Apr 30, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 21, 2017	Deed of Trust, Construction Loan · Line of Credit HEARTLAND BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on File
Deed Sale	Apr 30, 2018 · Amount on File
Deed Document Number	20186623
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3906 SLATE DR, CHAMPAIGN, IL 61822-4200
Document Number	0000017487
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 SLATE DR CHAMPAIGN IL 618224200, CHAMPAIGN, IL 61822-4200

Mortgage

Document Number	0000017487
Date	Oct 21, 2019
Instrument	17487

Lender

Name	BOX HM LOANS
Type	Funding / Finance Company
Address	LINDON, UT 84042

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Oct 20, 2034

Interest

Rate Type	Fixed Rate
Rate	2.87%

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 30, 2018
Property Address	3906 SLATE DR, CHAMPAIGN, IL 61822-4200
Document Number	0000006623
Map Reference	DOC2017R12100
Instrument Date	Apr 10, 2018
Instrument	2018R06623
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 STATE DR, CHAMPAIGN, IL 61822-4200

Mortgage

Document Number	0000006624
Date	Apr 30, 2018
Instrument	2018R06624

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

August 2017: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 21, 2017
Property Address	3906 SLATE DR, CHAMPAIGN, IL 61822-4200
Document Number	0000015901
Instrument Date	Aug 4, 2017
Instrument	15901
Transaction Type	Construction Loan
Record Updated	Aug 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3906 SLATE DR CHAMPAIGN IL 61822, CHAMPAIGN, IL 61822

Mortgage

Document Number	0000015901
Date	Aug 21, 2017
Instrument	15901

Lender

Name	HEARTLAND BK
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 20, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,180 Land $17,140 Building $114,040	$393,540 Land $51,420 Building $342,120
2024	$9,302.00
2022	$8,159.00 Homeowner's exemption	$98,240 Land $12,840 Building $85,400	$294,720 Land $38,520 Building $256,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3906 Slate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3906 Slate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Mediacom Xtream Fixed Wireless	100 / 20

May also be available: Nextlink.

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