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3909 S McGregor Ave, Mobile, AL 36608 Property Records

Mobile County property record for 3909 S McGregor Ave, Mobile, AL 36608

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,321 sqft · built 1985
OwnerIndividual Name on File
Last Sale$387,000 (Aug 2014)
Tax Bill$2,547 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNR02280623100204102

Property Details

APN / Parcel Number

Primary APNR02280623100204102
Alternative APNs
  • 28 06 23 1 002 041.02X
  • 00543950
  • 543950

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,321 sqft Living Area
1st Floor Area1,991 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Garage Area700 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number543950
Old Parcel NumberR02280623100204102
Street Address3909 S MCGREGOR AVE
CityMOBILE
StateAL
Zip36608-1825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 CRANES SECOND ADD TO SPRINGHILL MBK 25 PG 99 #SEC 23 T4S R4W #MP28 06 23 1 002
Legal Range04W
Legal Township04S
Legal Section23
Legal SubdivisionCRANES SECOND ADD
Legal Lot Number1
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1026
Census Tract3302

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3909 S MCGREGOR AVE, MOBILE, AL 36608-1825
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2014 · Amount on File
Deed SaleAug 6, 2014 · Amount on File
Prior SaleOct 5, 2012 · Amount on File
Deed Document Number2014039297
Deed Book / Page7174 / 1852
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address3909 S MCGREGOR AVE, MOBILE, AL 36608-1825
Transaction TypeMortgage
Record UpdatedNov 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069184
DateNov 1, 2022
Instrument2022069184
Lender
NameFIRST HORIZON BANK
TypeBank
Address36506
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address3909 S MCGREGOR AVE, MOBILE, AL 36608-1825
Document Number0000069662
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3909 S MCGREGOR AVE MOBILE AL 366081825, MOBILE, AL 36608-1825

Mortgage

Document Number0000069662
DateNov 27, 2019
Instrument69662
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 26, 2049

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,547.00 (+13%) Homeowner's exemption$41,020 (+12.69%) Land $12,000 Building $29,020$410,200 (+12.69%) Land $120,000 Building $290,200
2024$2,254.00 (+7.8%) Homeowner's exemption$36,400 (+7.57%) Land $12,000 Building $24,400$364,000 (+7.57%) Land $120,000 Building $244,000
2023$2,091.00 Homeowner's exemption$33,840 Land $12,000 Building $21,840$338,400 Land $120,000 Building $218,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims29 (1978–2024)
Claims Outside the SFHA21 of 29
Most Recent ClaimJul 2024 · other causes
Claims by Event
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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