3901 S McGregor Ave, Mobile, AL 36608 Property Records

Mobile County property record for 3901 S McGregor Ave, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,470 sqft · built 1977
Owner	Individual Name on File
Last Sale	$545,000 (Aug 2024)
Tax Bill	$2,611 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R022806144000131`

Property Details

APN / Parcel Number

Primary APN	`R022806144000131`
Alternative APNs	`28 06 14 4 000 131.XXX` `00542639` `542639`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,470 sqft Living Area
1st Floor Area	2,160 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1998
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Type	Carport
Carport	Carport
Carport Area	335 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	542639
Old Parcel Number	R022806144000131
Street Address	3901 S MCGREGOR AVE
City	MOBILE
State	AL
Zip	36608-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SW COR OF LOT B PERRY PLACE AMENDED RESUB MBK 85/55 TH RUN WLY 124 FT TH N 193.93 FT TH RUN ELY 33.31 FT TO P C TO LT
Legal Range	02W
Legal Township	04S
Legal Section	14
Legal Subdivision	PERRY PLACE AMENDED
Legal Lot Number	B
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1023
Census Tract	3302

Owner

3901 S McGregor Ave is owned and occupied by an individual who bought it in August 2024.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3901 S MCGREGOR AVE, MOBILE, AL 36608-1800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit ALL IN FCU
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on File
Deed Sale	Aug 14, 2024 · Amount on File
Prior Sale	Oct 5, 1998 · Amount on File
Deed Document Number	2024051774
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3901 S MCGREGOR AVE, MOBILE, AL 36608-1800
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071862
Date	Dec 8, 2025
Instrument	2025071862

Lender

Name	ALL IN FCU
Type	Credit Union
Address	238 VIRGINIA AVE, DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	3901 S MCGREGOR AVE, MOBILE, AL 36608-1800
Document Number	0000062556
Instrument Date	Nov 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 MCGREGOR AVE S MOBILE AL 366081800, MOBILE, AL 36608-1800

Mortgage

Document Number	0000062556
Date	Nov 6, 2018
Instrument	62556

Lender

Name	IBERIABANK
Type	Bank
Address	MOBILE, AL 36606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3901 S McGregor Ave was $2,611 with a homeowner's exemption, up 9.3% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,611.00 (+9.29%) Homeowner's exemption	$42,000 (-1.06%) Land $10,000 Building $32,000	$420,000 (-1.06%) Land $100,000 Building $320,000
2024	$2,389.00 (+9.09%) Homeowner's exemption Senior Citizen's exemption	$42,450 (+8.9%) Land $10,000 Building $32,450	$424,500 (+8.9%) Land $100,000 Building $324,500
2023	$2,190.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$38,980 Land $10,000 Building $28,980	$389,800 Land $100,000 Building $289,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3901 S McGregor Ave in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	29 (1978–2024)
Claims Outside the SFHA	21 of 29
Most Recent Claim	Jul 2024 · other causes
Claims by Event	Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3901 S McGregor Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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