Collier County property record for 3909 Recreation Ln, Naples, FL 34116
| Property Type | Single Family Home |
|---|---|
| Details | 1,808 sqft · built 2005 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $289,000 (Feb 2020) |
| Tax Bill | $2,708 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 299410 2664B33 |
| Primary APN | 299410 2664B33 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,133 sqft |
| 1st Floor Area | 1,808 sqft |
| Year Built | Built 2005 |
|---|---|
| Lot Area | 5,227 sqft (0.119 acres) |
| Lot Dimensions | 105 ft deep x 50 ft wide |
| Deck Area | 426 sqft |
| Account Number | 299410 2664B33 |
|---|---|
| Street Address | 3909 RECREATION LN |
| City | NAPLES |
| State | FL |
| Zip | 34116-7314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FOREST PARK PHASE III LOT 266 |
| Legal Range | 26 |
| Legal Township | 49 |
| Legal Section | 33 |
| Legal Subdivision | FOREST PARK PHASE 3 |
| Legal Phase | 3 |
| Legal Tract | 299410 |
| Legal Lot Number | 266 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10512 |
Source: Collier County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3909 RECREATION LN, NAPLES, FL 34116-7314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Jan 31, 2020 | Deed of Trust, Mortgage · FHA Mortgage MID AMERICA MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2020 · Amount on Record |
| Deed Sale | Feb 5, 2020 · Amount on Record |
| Prior Sale | May 21, 2014 · Amount on Record |
| Deed Document Number | 5825216 |
| Deed Book / Page | 5724 / 2819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3909 RECREATION LN, NAPLES, FL 34116-7314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053702199 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 5370/2199 |
| Instrument | 5376504 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 3909 RECREATION LN, NAPLES, FL 34116-7314 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NAT'L TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 3909 RECREATION LN NAPLES FL 341167314, NAPLES, FL 34116-7314 |
| Document Number | 57242821 |
|---|---|
| Date | Feb 5, 2020 |
| Book Page | 005724/002821 |
| Instrument | 5825217 |
| Name | MID AMERICA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 4, 2035 |
Source: Collier County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,708.00 (+8.36%) Homeowner's exemption | $269,299 (+5.99%) | $325,136 (-12.15%) Land $118,919 Building $206,217 |
| 2023 | $2,499.00 (-1.42%) Homeowner's exemption | $254,086 (+3%) | $370,084 (+12.65%) Land $109,771 Building $260,313 |
| 2022 | $2,535.00 Homeowner's exemption | $246,685 | $328,529 Land $61,746 Building $266,783 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 123 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 123 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Summit Broadband Cable · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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