Collier County property record for 3906 Recreation Ln, Naples, FL 34116
| Property Type | Single Family Home |
|---|---|
| Details | 2,033 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $592,000 (Mar 2025) |
| Tax Bill | $5,142 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 299410 2634B33 |
| Primary APN | 299410 2634B33 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,033 sqft Living Area |
| 1st Floor Area | 2,033 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,019 sqft (0.23 acres) |
| Street Address | 3906 RECREATION LN |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34116-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | FOREST PARK PHASE III LOT 263 |
| Legal Range | 26 |
| Legal Township | 49 |
| Legal Section | 33 |
| Legal Subdivision | FOREST |
| Legal Phase | 3 |
| Legal Tract | 299410 |
| Legal Block | 2 |
| Legal Lot Number | 263 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10512 |
3906 Recreation Ln is owned and occupied by two individuals who bought it in March 2025.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3906 RECREATION LN, NAPLES, FL 34116-7337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY CAPITAL MORTGAGE INC |
| Jul 1, 2022 | Warranty Deed, Transfer · Commercial Mortgage CONVENTUS LLC |
| May 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jul 1, 2022 | OLD TAMPA BAY TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on File |
| Deed Sale | Mar 4, 2025 · Amount on File |
| Prior Sale | Oct 7, 2022 · Amount on File |
| Deed Document Number | 20256650887 |
| Deed Book / Page | 6443 / 2636 |
| Prior Transfer Date | May 22, 2017 |
| Prior Transfer Doc | 0061473953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 7, 2022 |
| Property Address | 3906 RECREATION LN, NAPLES, FL 34116-7337 |
| Document Number | 0061790022 |
| Book / Page | 6179 / 22 |
| Map Reference | MB 39 PG 49 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 6315081 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Title Company | BONITA TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14213 MOONLIT WAY, 14213, ESTERO, FL 33928-9165 |
| Name | Verified Name |
|---|---|
| Address | 3908 RECREATION LN, NAPLES, FL 34116-7337 |
| Document Number | 0000617924 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 6179/24 |
| Name | GATEWAY CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | May 1, 2023 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jul 1, 2022 |
| Property Address | 3906 RECREATION LN, NAPLES, FL 34116-7337 |
| Document Number | 0061473955 |
| Book / Page | 6147 / 3955 |
| Map Reference | MB 39 PG 49 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 6277188 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | OLD TAMPA BAY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,206.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8451 BORBONI CT, 8451, NAPLES, FL 34114-2709 |
| Name | Verified Name |
|---|---|
| Address | 14213 MOONLIT WAY, ESTERO, FL 33928-9165 |
| Document Number | 0061473957 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 6147/3957 |
| Name | CONVENTUS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | May 24, 2017 |
| Property Address | 3906 RECREATION LN, NAPLES, FL 34116-7337 |
| Document Number | 0053972866 |
| Book / Page | 005397 / 002866 |
| Instrument Date | May 22, 2017 |
| Instrument | 5409155 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3906 RECREATION LN NAPLES FL 341167337, NAPLES, FL 34116-7337 |
| Jurisdiction | COLLIER FL |
|---|---|
| Recording Date | Jul 1, 2022 |
| Property Address | 3906 RECREATION LN, NAPLES, FL 34116-7337 |
| Document Number | 0061473953 |
| Book / Page | 6147 / 3953 |
| Map Reference | MB 39 PG 49 |
| Instrument Date | May 22, 2017 |
| Instrument | 6277187 |
| Record Updated | Jul 28, 2022 |
| Title Company | OLD TAMPA BAY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 7827 REGA HURON CIRCLE #303303, 7827, NAPLES, FL 34104 |
| Name | Verified Name |
|---|---|
| Address | 3906 RECREATION LN, NAPLES, FL 34116-7337 |
The 2025 property tax bill for 3906 Recreation Ln was $5,142 with a homeowner's exemption, up 7.7% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,343 (-61.15%) | $430,937 (-5.6%) Land $164,774 Building $266,163 | |
| 2025 | $5,142.00 (+7.69%) | $456,503 Land $227,928 Building $228,575 | $456,503 Land $227,928 Building $228,575 |
| 2024 | $4,775.00 (-4.17%) | ||
| 2023 | $4,983.00 (+12.76%) | $450,977 (+42.16%) Land $162,806 Building $288,171 | $450,977 (-2.68%) Land $162,806 Building $288,171 |
| 2022 | $4,419.00 | $317,241 | $463,416 Land $168,316 Building $295,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3906 Recreation Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 123 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 123 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3906 Recreation Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Summit Broadband Cable · Fiber in parts of the area | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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