3906 Prospect St, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 3906 Prospect St, Williamsburg, VA 23185

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,130 sqft · built 2018
Lot Size	0.048 acres (2,134 sqft)
Owner	Individual Name on File
Last Sale	$337,580 (Nov 2018)
Tax Bill	$2,576 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`591-(03)-2B-059`

Property Details

APN / Parcel Number

Primary APN	`591-(03)-2B-059`
Alternative APN	`2026.192.636`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,130 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Shingle
Lot Area	2,134 sqft (0.048 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	3906 PROSPECT ST
City	WILLIAMSBURG
State	VA
Zip	23185-4872
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	ED-C (ECONOMIC DEVELOPMEN
Legal Description	VILLAGE GREEN N TOWNHOMES@ QUARTERPATH PH 2B LOT 59
Legal Subdivision	VILLAGE GREEN NORTH (TOWN HOME)
Legal Phase	2B
Legal Lot Number	59
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2001
Census Tract	370100

Owner

3906 Prospect St, a townhouse, is owned and occupied by an individual who acquired it in October 2022.

Source: Williamsburg City records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3906 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 18, 2022	Intrafamily Transfer, Transfer
Nov 14, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2018 · Amount on File
Deed Sale	Nov 14, 2018 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Document Number	0000186341
Last Transfer Date	Oct 18, 2022
Transfer Doc	0020223297
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	3906 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212585
Date	Jun 28, 2021
Instrument	212585

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Oct 18, 2022
Property Address	3906 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Document Number	0020223297
Instrument Date	Oct 17, 2022
Instrument	20223297
Transaction Type	Transfer
Record Updated	Dec 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Nov 14, 2018
Property Address	3906 PROSPECT ST, WILLIAMSBURG, VA 23185-4872
Document Number	0000186341
Instrument Date	Nov 13, 2018
Instrument	186341
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 15, 2022
Title Company	ADVANCE TITLE AND ABSTRACT, ADVANCE TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3906 PROSPECT ST, WILLIAMSBURG, VA 23185-4872

Mortgage

Document Number	0000186342
Date	Nov 14, 2018
Instrument	186342

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3906 Prospect St was $2,576.

Source: Williamsburg City assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,576.00	$415,500 Land $77,400 Building $338,100	$415,500 Land $77,400 Building $338,100
2023	$2,444.00	$394,200 Land $77,400 Building $316,800	$394,200 Land $77,400 Building $316,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3906 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3906 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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