3909 Peppertree Dr, Lexington, KY 40513 Property Records

Lexington-Fayette Urban County property record for 3909 Peppertree Dr, Lexington, KY 40513

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,632 sqft · built 1988
Lot Size0.265 acres (11,522 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (May 2020)
Tax Bill$6,388 (2026)
Deeds & MortgagesMay 2020 Sale
APN20058130

Property Details

APN / Parcel Number

Primary APN20058130

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures16 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,632 sqft Living Area
1st Floor Area456 sqft
Basement Area1,498 sqft
Finished Basement749 sqft
Unfinished Basement749 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Lot Area11,522 sqft (0.265 acres)
Lot Width0.9 ft Width
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3909 PEPPERTREE DR
CityLEXINGTON
StateKY
Zip40513-1330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionF-744 PALOMAR HILLS UNIT 2A LOT 3; BOOK: 3750 PAGE: 444
Legal SubdivisionPALOMAR HILLS
Legal BlockC
Legal Lot Number3
Legal Unit2A
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE SOUTHWEST
Census Block Group2
Census Block2012
Census Tract4207

Owner

3909 Peppertree Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3909 PEPPERTREE DR, LEXINGTON, KY 40513-1330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2020 · Amount on File
Deed SaleMay 8, 2020 · Amount on File
Prior SaleJun 29, 2010 · Amount on File
Deed Book / Page3750 / 444
Transfer Doc002956/192
Record UpdatedOct 29, 2026

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionFAYETTE KY
Recording DateMay 8, 2020
Property Address3909 PEPPERTREE DR, LEXINGTON, KY 40513-1330
Document Number003750/444
Book / Page3750 / 444
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2026 property tax bill for 3909 Peppertree Dr was $6,388, up 2.3% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,388.00 (+2.31%)$568,900 (-)$568,900 (-)
2025$6,244.00$568,900$568,900
2023$5,378.00$490,000$490,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3909 Peppertree Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3909 Peppertree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Windstream
DSL
300 / 20
AT&T
Fixed Wireless
100 / 20

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