Lexington-Fayette Urban County property record for 3905 Peppertree Dr, Lexington, KY 40513
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,573 sqft · built 1987 |
| Lot Size | 0.266 acres (11,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $535,000 (May 2020) |
| Tax Bill | $6,540 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2017 Mortgage + 1 more |
| APN | 20058120 |
| Primary APN | 20058120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,573 sqft Living Area |
| 1st Floor Area | 582 sqft |
| Basement Area | 1,487 sqft |
| Finished Basement | 1,487 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Lot Area | 11,583 sqft (0.266 acres) |
| Lot Width | 90 ft Width |
| Garage Type | Attached |
| Garage Area | 754 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 329 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3905 PEPPERTREE DR |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40513-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | F-744 PALOMAR HILLS UNIT 2A LOT 2; BOOK: 3749 PAGE: 678 |
| Legal Subdivision | PALOMAR HILLS |
| Legal Block | C |
| Legal Lot Number | 2 |
| Legal Unit | 2A |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHWEST |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 4207 |
3905 Peppertree Dr is owned and occupied by two individuals who bought it in May 2020.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3905 PEPPERTREE DR, LEXINGTON, KY 40513-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMUNITY TR BK INC |
| Nov 2, 2017 | Deed of Trust, Mortgage FIFTH THIRD MTG CO |
| May 6, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2020 · Amount on File |
| Deed Sale | May 6, 2020 · Amount on File |
| Deed Book / Page | 3749 / 678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 3905 PEPPERTREE DR, LEXINGTON, KY 40513-1330 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 009605/693 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 9605/693 |
| Name | COMMUNITY TR BK INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 3905 PEPPERTREE DR, LEXINGTON, KY 40513-1330 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8973/012 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 8973/012 |
| Name | FIFTH THIRD MTG CO |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | May 6, 2020 |
| Property Address | 3905 PEPPERTREE DR, LEXINGTON, KY 40513-1330 |
| Document Number | 3749/678 |
| Book / Page | 3749 / 678 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 3905 Peppertree Dr was $6,540, up 2.3% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,540.00 (+2.3%) | $582,500 (-) | $582,500 (-) |
| 2025 | $6,393.00 | $582,500 | $582,500 |
| 2023 | $5,872.00 | $535,000 | $535,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3905 Peppertree Dr; 5 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3905 Peppertree Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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