Caroline County property record for 3909 Harmony Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,881 sqft · built 2000 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-023021 |
| Primary APN | 04-023021 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,881 sqft Total Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 023021 |
|---|---|
| Street Address | 3909 HARMONY RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-2302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 1.502 AC SE/S MD RTE 16 N OF PRESTON |
| Legal Subdivision | GREENAGE WILLIAM G LAND |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 955500 |
Source: Caroline County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3909 HARMONY RD, PRESTON, MD 21655-2302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Intrafamily Transfer, Transfer |
| May 4, 2017 | Deed of Trust, Mortgage PROVIDENT STATE BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 12, 2026 |
| Transfer Doc | 0017680146 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Jan 14, 2026 |
| Property Address | 3909 HARMONY RD, PRESTON, MD 21655-2302 |
| Document Number | 0017680146 |
| Book / Page | 1768 / 146 |
| Map Reference | CAB 5 MB 162 |
| Instrument Date | Jan 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3909 HARMONY RD, PRESTON, MD 21655-2302 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 3909 HARMONY RD, PRESTON, MD 21655-2302 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | EVANS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0012550457 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 1255/457 |
| Instrument | 1255-457 |
| Name | PROVIDENT STATE BANK INC |
|---|---|
| Type | Bank |
| Address | PRESTON, MD 21655 |
| Amount | Amount Recorded |
|---|
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,500 (+8.56%) Land $62,200 Building $205,300 | $267,500 (-) Land $62,200 Building $205,300 | |
| 2025 | $2,542.00 (+14.04%) Homeowner's exemption | $246,400 (+20.67%) | $267,500 (+31%) Land $62,200 Building $205,300 |
| 2023 | $2,229.00 Homeowner's exemption | $204,200 Land $62,200 Building $142,000 | $204,200 Land $62,200 Building $142,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Choptank Fiber.
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