103 Harmony Rd, Preston, MD 21655 Property Records

Caroline County property record for 103 Harmony Rd, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1976
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2022)
Tax Bill	$1,885 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-015991`

Property Details

APN / Parcel Number

Primary APN	`04-015991`
Alternative APNs	`4015991` `015991`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Total Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.138 acres)
Porch	Porch
Porch Area	80 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	015991
Street Address	103 HARMONY RD
City	PRESTON
State	MD
Zip	21655-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	6,011 SF W/S RT 16 PRESTON
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	2
Census Block	2022
Census Tract	955500

Owner

Source: Caroline County records · APN 04-015991

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 HARMONY RD, PRESTON, MD 21655-2400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2022 · Amount on Record
Deed Sale	Oct 14, 2022 · Amount on Record
Prior Sale	Apr 15, 2016 · Amount on Record
Deed Book / Page	1600 / 292
Prior Transfer Date	Dec 28, 2009
Prior Transfer Doc	0008930029
Record Updated	Sep 20, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Oct 14, 2022
Property Address	103 HARMONY RD, PRESTON, MD 21655-2400
Document Number	0016000292
Book / Page	1600 / 292
Instrument Date	Oct 05, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	103 HARMONY RD, PRESTON, MD 21655-2400

Mortgage

Document Number	0016000299
Date	Oct 14, 2022
Instrument	1600-0299

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Preston Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,400 (+17.34%) Land $30,000 Building $123,400	$153,400 (-) Land $30,000 Building $123,400
2025	$1,885.00 (+53.13%)	$130,733 (+53.08%)	$153,400 (+79.63%) Land $30,000 Building $123,400
2023	$1,231.00	$85,400 Land $30,000 Building $55,400	$85,400 Land $30,000 Building $55,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Choptank Electric Cooperative.

Based on FCC filings for 69 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF PRESTON serves 750 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.