3909 E Talowa St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3909 E Talowa St, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,372 sqft · built 1984
Lot Size	0.467 acres (20,351 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Aug 2020)
Tax Bill	$3,417 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`301-56-087`

Property Details

APN / Parcel Number

Primary APN	`301-56-087`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,372 sqft Living Area
1st Floor Area	2,372 sqft

Exterior

Year Built	Built 1984
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	20,351 sqft (0.467 acres)
Parking Spaces	2 Parking Spaces
Pool Area	525 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3909 E TALOWA ST
City	PHOENIX
State	AZ
Zip	85044-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	AHWATUKEE E-1 MCR 193/4 LOT 962 EX 5F ADJN TR B P ER D/P 14543-289
Legal Range	03E
Legal Township	01S
Legal Section	13
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	AHWATUKEE E-1
Legal Tract	B
Legal Block	P
Legal Lot Number	962
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2018
Census Tract	116710

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3909 E TALOWA ST, PHOENIX, AZ 85044-3019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit PRESIDENTIAL BANK FSB
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Aug 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Aug 4, 2017
Deed Document Number	20200798492
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3909 E TALOWA ST, PHOENIX, AZ 85044-3019
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E TALOWA ST, PHOENIX, AZ 85044-3019

Mortgage

Document Number	0000584428
Date	Oct 9, 2025
Instrument	20250584428

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 28, 2020
Property Address	3909 E TALOWA ST, PHOENIX, AZ 85044-3019
Document Number	0000798492
Map Reference	MB 193 PG 4
Instrument Date	Aug 22, 2020
Instrument	20200798492
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3402 E TERE ST, 3402, PHOENIX, AZ 85044-3662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3909 E TALOWA ST, PHOENIX, AZ 85044-3019

Mortgage

Document Number	0000798493
Date	Aug 28, 2020
Instrument	20200798493

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 4, 2017
Property Address	3909 E TALOWA ST, PHOENIX, AZ 85044-3019
Document Number	0000575498
Instrument Date	Apr 11, 2017
Instrument	575498
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3402 E TERE ST PHOENIX AZ 850443662, PHOENIX, AZ 85044-3662

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,150 (-0.47%)	$681,500 (-0.47%) Land $136,300 Building $545,200
2025	$3,417.00 (-20.2%)
2024		$68,470	$684,700 Land $136,900 Building $547,800
2023	$4,282.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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