3846 E Talowa St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 3846 E Talowa St, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,613 sqft · built 1982
Lot Size	0.434 acres (18,918 sqft)
Owner	2 Trust Names on File
Last Sale	$660,000 (Jul 2018)
Tax Bill	$5,623 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`301-56-057`

Property Details

APN / Parcel Number

Primary APN	`301-56-057`
Alternative APN	`301560574`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,613 sqft Living Area
Gross Area	3,763 sqft
1st Floor Area	2,821 sqft
Basement Area	792 sqft
Finished Basement	792 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	18,918 sqft (0.434 acres)
Parking Spaces	2 Parking Spaces
Pool Area	397 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3846 E TALOWA ST
City	PHOENIX
State	AZ
Zip	85044-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	AHWATUKEE E-1 MCR 193-04
Legal Range	3E
Legal Township	1S
Legal Section	13
Legal Subdivision	AHWATUKEE E-1
Legal Tract	B
Legal Block	P
Legal Lot Number	932
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2009
Census Tract	116710

Owner

3846 E Talowa St is owner-occupied and held in a trust since July 2018.

Source: Maricopa County records, as of March 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3846 E TALOWA ST, PHOENIX, AZ 85044-3018
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Intrafamily Transfer, Transfer
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 20, 2018	Quit Claim Deed, Transfer EMPIRE W TITLE AGENCY
Jul 20, 2018	Warranty Deed, Transfer BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	Jul 15, 2004 · Amount on File
Deed Document Number	2018550695
Prior Transfer Date	Jul 10, 2018
Prior Transfer Doc	0000550694
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 25, 2026
Property Address	3846 E TALOWA ST, PHOENIX, AZ 85044-3018
Document Number	0000108731
Map Reference	MB 193 PG 4
Instrument Date	Feb 4, 2026
Instrument	20260108731
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3846 E TALOWA ST, PHOENIX, AZ 85044-3018

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3846 E TALOWA ST, PHOENIX, AZ 85044-3018
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3846 E TALOWA ST, PHOENIX, AZ 85044-3018

Mortgage

Document Number	0000103116
Date	Jan 29, 2021
Instrument	20210103116

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3846 E TALOWA ST, PHOENIX, AZ 85044-3018
Document Number	0000589674
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3846 E TALOWA ST PHOENIX AZ 850443018, PHOENIX, AZ 85044-3018

Mortgage

Document Number	0000589674
Date	Jul 2, 2020
Instrument	589674

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3846 E TALOWA ST, PHOENIX, AZ 85044-3018
Document Number	0000769882
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3846 E TALOWA ST PHOENIX AZ 850443018, PHOENIX, AZ 85044-3018

Mortgage

Document Number	0000769882
Date	Sep 30, 2019
Instrument	769882

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 20, 2018
Property Address	3846 E TALOWA ST, PHOENIX, AZ 85044-3018
Document Number	0000550694
Instrument Date	Jul 10, 2018
Instrument	550694
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	EMPIRE W TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3846 E TALOWA ST PHOENIX AZ 850443018, PHOENIX, AZ 85044-3018

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 20, 2018
Property Address	3846 E TALOWA ST, PHOENIX, AZ 85044-3018
Document Number	0000550695
Instrument Date	Jul 10, 2018
Instrument	550695
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	EMPIRE W TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3846 E TALOWA ST PHOENIX AZ 850443018, PHOENIX, AZ 85044-3018

Mortgage

Document Number	550696
Date	Jul 20, 2018
Instrument	550696

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3846 E Talowa St was $5,623.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,080 (+35.43%)	$800,800 (+6.84%) Land $160,100 Building $640,700
2025	$5,623.00	$59,132 (-28.11%)	$749,500 (-8.88%) Land $149,900 Building $599,600
2024		$82,250	$822,500 Land $164,500 Building $658,000
2023	$5,332.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3846 E Talowa St in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3846 E Talowa St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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