Maricopa County property record for 3909 E Encinas Ave, Gilbert, AZ 85234
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,283 sqft · built 1996 |
| Lot Size | 0.124 acres (5,397 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Oct 2020) |
| Tax Bill | $1,329 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-07-407 |
| Primary APN | 304-07-407 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,283 sqft Living Area |
| Gross Area | 1,367 sqft |
| 1st Floor Area | 1,283 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,397 sqft (0.124 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 84 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3909 E ENCINAS AVE |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-3029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | CAROL RAE RANCH MCR 395-24 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 2 |
| Legal Subdivision | CAROL RAE RANCH |
| Legal Lot Number | 365 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 422621 |
Source: Maricopa County records · APN 304-07-407
Assessment roll updated October 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3909 E ENCINAS AVE, GILBERT, AZ 85234-3029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC |
| Oct 28, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC |
| Jan 30, 2018 | Warranty Deed, Transfer MAGNUS TITLE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2020 · Amount on Record |
| Deed Sale | Oct 28, 2020 · Amount on Record |
| Prior Sale | Jan 30, 2018 · Amount on Record |
| Deed Document Number | 20201042804 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3909 E ENCINAS AVE, GILBERT, AZ 85234-3029 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3909 E ENCINAS AVE, GILBERT, AZ 85234-3029 |
| Document Number | 0000107197 |
|---|---|
| Date | Feb 04, 2022 |
| Instrument | 20220107197 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Oct 28, 2020 |
| Property Address | 3909 E ENCINAS AVE, GILBERT, AZ 85234-3029 |
| Document Number | 0001042804 |
| Map Reference | MB 395 PG 24 |
| Instrument Date | Oct 01, 2020 |
| Instrument | 20201042804 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | MAGNUS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1261 N RENEE AVE, 1261, GILBERT, AZ 85234-0221 |
| Name | Verified Name |
|---|---|
| Address | 3909 E ENCINAS AVE, GILBERT, AZ 85234-3029 |
| Document Number | 0001042805 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 20201042805 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jan 30, 2018 |
| Property Address | 3909 E ENCINAS AVE, GILBERT, AZ 85234-3029 |
| Document Number | 0000074479 |
| Instrument Date | Jan 25, 2018 |
| Instrument | 74479 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2018 |
| Title Company | MAGNUS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $235.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3909 E ENCINAS AVE GILBERT AZ 852343029, GILBERT, AZ 85234-3029 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,660 (+116.03%) | $366,600 (+6.35%) Land $73,300 Building $293,300 | |
| 2025 | $1,329.00 (+3.26%) | $16,970 (-53.6%) | $344,700 (-5.74%) Land $68,900 Building $275,800 |
| 2024 | $36,570 | $365,700 Land $73,100 Building $292,600 | |
| 2023 | $1,287.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: Verizon.
Based on FCC filings for 631 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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