Maricopa County property record for 3895 E Encinas Ave, Gilbert, AZ 85234
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,039 sqft · built 1996 |
| Lot Size | 0.119 acres (5,184 sqft) |
| Owner | Individual Name on File |
| Last Sale | $525,000 (Mar 2024) |
| Tax Bill | $1,692 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-07-405 |
| Primary APN | 304-07-405 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,039 sqft Living Area |
| 1st Floor Area | 1,031 sqft |
| 2nd Floor Area | 1,008 sqft |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 5,184 sqft (0.119 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 144 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 3895 E ENCINAS AVE |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | CAROL RAE RANCH MCR 395-24 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 02 |
| Legal Quarter | SE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | CAROL RAE RANCH |
| Legal Lot Number | 363 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 422621 |
Source: Maricopa County records · APN 304-07-405
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 22, 2024 | Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARIZONA CENTRAL CU |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| May 01, 2018 | Warranty Deed, Transfer · Conventional with PMI ARIZONA CTRL CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 22, 2024 · Amount on Record |
| Deed Sale | Mar 22, 2024 · Amount on Record |
| Prior Sale | May 01, 2018 · Amount on Record |
| Deed Document Number | 20240148106 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Document Number | 0000601095 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 20250601095 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Mar 22, 2024 |
| Property Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Document Number | 0000148106 |
| Map Reference | MB 395 PG 24 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 20240148106 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Document Number | 0000148107 |
|---|---|
| Date | Mar 22, 2024 |
| Instrument | 20240148107 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000693529 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 20210693529 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2021 |
| Title Company | STEWART TITLE AND TRUST/TUCSON, STEWART TITLE & TR OF TUCSON |
| Name | Verified Name |
|---|---|
| Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Document Number | 0000338903 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 20210338903 |
| Name | ARIZONA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Document Number | 0000107501 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3895 E ENCINAS AVE GILBERT AZ 852343028, GILBERT, AZ 85234-3028 |
| Document Number | 0000107501 |
|---|---|
| Date | Feb 07, 2020 |
| Instrument | 107501 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 06, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 01, 2018 |
| Property Address | 3895 E ENCINAS AVE, GILBERT, AZ 85234-3028 |
| Document Number | 0000330800 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 330800 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3895 E ENCINAS AVE GILBERT AZ 852343028, GILBERT, AZ 85234-3028 |
| Document Number | 330801 |
|---|---|
| Date | May 01, 2018 |
| Instrument | 330801 |
| Name | ARIZONA CTRL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85004 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2048 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,910 (+0.21%) | $429,100 (+0.21%) Land $85,800 Building $343,300 | |
| 2025 | $1,692.00 (+3.3%) | ||
| 2024 | $42,820 | $428,200 Land $85,600 Building $342,600 | |
| 2023 | $1,638.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: Verizon.
Based on FCC filings for 631 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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