Highlands County property record for 3909 Duffer Rd, Sebring, FL 33872 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,271 sqft · built 1987 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,772 (2025) |
| Deeds & Mortgages | May 2026 Sale Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C344802200001550 |
| Primary APN | C344802200001550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,271 sqft Living Area |
| Gross Area | 2,755 sqft |
| 1st Floor Area | 1,972 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 498 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Enclosed Pool |
| Porch | Florida Room |
| Porch Area | 317 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 3909 DUFFER RD |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33872-1252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 155 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 3 |
| Legal Lot Number | 155 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 960602 |
Source: Highlands County records · APN C344802200001550
Assessment roll updated December 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3909 DUFFER RD, SEBRING, FL 33872-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 19, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 22, 2017 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 27, 2026 |
| Transfer Doc | 0002313620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 19, 2026 |
| Property Address | 3909 DUFFER RD, SEBRING, FL 33872-1252 |
| Document Number | 0002313620 |
| Book / Page | 3193 / 1484 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20262313620 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3909 DUFFER RD, SEBRING, FL 33872-1252 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 3909 DUFFER RD, SEBRING, FL 33872-1252 |
| Document Number | 0001865065 |
| Book / Page | 002597 / 001848 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3909 DUFFER RD SEBRING FL 338721252, SEBRING, FL 33872-1252 |
| Document Number | 0001865065 |
|---|---|
| Date | Sep 05, 2017 |
| Book Page | 002597/001848 |
| Instrument | 1865065 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 04, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,772.00 (+3.26%) Homeowner's exemption Widower's exemption | $148,332 (+5.99%) | $247,090 (-0.97%) Land $28,500 Building $218,590 |
| 2024 | $1,716.00 (+3.37%) | ||
| 2023 | $1,660.00 (-1.01%) Homeowner's exemption Widower's exemption | $139,953 (+3.44%) | $249,502 (+15.7%) Land $27,000 Building $222,502 |
| 2022 | $1,677.00 Homeowner's exemption Widower's exemption | $135,301 | $215,646 Land $27,000 Building $188,646 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 51% of the US · above 21% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 877 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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