3806 Duffer Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3806 Duffer Rd, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,284 sqft · built 1989
Lot Size	0.494 acres (21,500 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2025)
Tax Bill	$426 (2024)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`C344802200001880`

Property Details

APN / Parcel Number

Primary APN	`C344802200001880`
Alternative APN	`C-34-34-28-022-0000-1880`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,284 sqft Living Area
Gross Area	3,164 sqft
1st Floor Area	2,284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,500 sqft (0.494 acres)
Lot Dimensions	215 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	616 sqft
Driveway	Concrete Driveway
Driveway Area	876 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	98 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3806 DUFFER RD
City	SEBRING
State	FL
Zip	33872-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 3 PB 14 PG 10 LOT 188
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 3
Legal Lot Number	188
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4023
Census Tract	960602

Owner

Source: Highlands County records · APN C344802200001880

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3806 DUFFER RD, SEBRING, FL 33872-1606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2025	Warranty Deed, Transfer · Conventional Mortgage LEADERONE FINANCIAL CORP
Aug 04, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Aug 04, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 22, 2020	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS
Jan 22, 2020	Quit Claim Deed, Transfer AMROCK INC
May 09, 2019	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS
May 09, 2019	Quit Claim Deed, Transfer AMROCK INC
Aug 08, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 02, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 03, 2025 · Amount on Record
Deed Sale	Dec 03, 2025 · Amount on Record
Prior Sale	Aug 04, 2021
Deed Document Number	20252290108
Deed Book / Page	3160 / 814
Prior Transfer Date	Apr 30, 2019
Prior Transfer Doc	0001939692
Record Updated	Jun 08, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 03, 2025
Property Address	3806 DUFFER RD, SEBRING, FL 33872-1606
Document Number	0002290108
Book / Page	3160 / 814
Map Reference	MB 14 PG 10
Instrument Date	Nov 26, 2025
Instrument	2290108
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	725 S PINE ST, SEBRING, FL 33870-3654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 DUFFER RD, SEBRING, FL 33872-1606

Mortgage

Document Number	0003160816
Date	Dec 03, 2025
Instrument	3160/816

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 01, 2055

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 04, 2021
Property Address	3806 DUFFER RD, SEBRING, FL 33872-1606
Document Number	0002047219
Book / Page	2842 / 119
Map Reference	MB 14 PG 10
Instrument Date	Feb 02, 2021
Instrument	2047219
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 DUFFER RD, SEBRING, FL 33872-1606

Mortgage

Document Number	0002842124
Date	Aug 04, 2021
Instrument	2842/124

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 01, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 04, 2021
Property Address	3806 DUFFER RD, SEBRING, FL 33872-1606
Document Number	0002047221
Book / Page	2842 / 149
Map Reference	MB 14 PG 10
Instrument Date	Feb 02, 2021
Instrument	2047221
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3806 DUFFER RD, SEBRING, FL 33872-1606

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 22, 2020
Property Address	3806 DUFFER RD, SEBRING, FL 33872-1606
Document Number	0001972289
Book / Page	002734 / 000862
Instrument Date	Jan 04, 2020
Instrument	1972289
Transaction Type	Transfer
Record Updated	Feb 04, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 DUFFER RD SEBRING FL 338721606, SEBRING, FL 33872-1606

Mortgage

Document Number	1972290
Date	Jan 22, 2020
Book Page	002734/000867
Instrument	1972290

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 22, 2020
Property Address	3806 DUFFER RD, SEBRING, FL 33872-1606
Document Number	0001972291
Book / Page	002734 / 000891
Instrument Date	Jan 04, 2020
Instrument	1972291
Transaction Type	Transfer
Record Updated	Feb 04, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3806 DUFFER RD SEBRING FL 338721606, SEBRING, FL 33872-1606

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 09, 2019
Property Address	3806 DUFFER RD, SEBRING, FL 33872-1606
Document Number	0001939692
Book / Page	002691 / 001439
Instrument Date	Apr 30, 2019
Instrument	1939692
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 DUFFER RD SEBRING FL 338721606, SEBRING, FL 33872-1606

Mortgage

Document Number	1939693
Date	May 09, 2019
Book Page	002691/001441
Instrument	1939693

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 08, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 09, 2019
Property Address	3806 DUFFER RD, SEBRING, FL 33872-1606
Document Number	0001939748
Book / Page	002691 / 001647
Instrument Date	Apr 30, 2019
Instrument	1939748
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3806 DUFFER RD SEBRING FL 338721606, SEBRING, FL 33872-1606

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 08, 2018
Property Address	3806 DUFFER RD, SEBRING, FL 33872-1606
Document Number	0001906972
Book / Page	002649 / 001872
Instrument Date	Aug 06, 2018
Instrument	1906972
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3806 DUFFER RD SEBRING FL 338721606, SEBRING, FL 33872-1606

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3806 DUFFER RD, SEBRING, FL 33872-1606
Document Number	0001868084
Book / Page	002601 / 001424
Instrument Date	Oct 02, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3806 DUFFER RD SEBRING FL 338721606, SEBRING, FL 33872-1606

Mortgage

Document Number	0001868084
Date	Oct 10, 2017
Book Page	002601/001424
Instrument	1868084

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2047

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,603 (+5.99%)	$297,175 (-1.27%) Land $28,500 Building $268,675
2024	$426.00 (+9.23%)
2023	$390.00 (+4.56%) Disabled Person's exemption Veteran's exemption Widower's exemption	$178,892 (+13.88%)	$300,991 (+21.32%) Land $27,000 Building $273,991
2022	$373.00 Disabled Person's exemption Veteran's exemption	$157,086	$248,090 Land $27,000 Building $221,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559606024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 49 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

3806 Duffer Rd, Sebring, FL 33872 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Duffer Rd

Nearby Streets

Search Property Records by Address or Parcel Number